
Sandeep Kumar Sinha
Founder & Director

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About me
Building Fintech <> Lending Business l Financial Services | Strategy & Partnerships | Entrepreneur |
Education

Indian Institute of Forest Management
2016 - 2018PGDM Strategy & Development Management
Experience

EDUCATION PARADISE
Oct 2012 - Jun 2016Founder & Director-- Started at the age of 18, with a vision to refine teaching methodology. -- Set-up two business models to give more personalized content to the students. Directed a 25-member staff encompassing teachers and supervisors.-- Led marketing and communication and scale the business with 3 centres and more than 400+ students in 3 years of time.-- Posted a whooping growth of 120% YoY in revenue.-- Several students went into IITs, NITs, Banks, SSC, JRF and other fields.

Bihar Rural Livelihoods Promotion Society
Apr 2017 - Jun 2017Research InternProject Title: Study and Verification of Open Defecation Free Panchayats (ODF): Issues and Strategies for social and Behavioral change communication through Lohiya Swachh Bihar Abhiyan in BiharKey Achievements: Digitalized the field verification process using Android app. This is the first kind in the process of verification of ODF Panchayats in JEEViKA. Token of Appreciation from District Magistrate of Gopalganj.

Bihar Rural Livelihoods Promotion Society
May 2018 - Oct 2018Young Professional - Sustainable Livelihood-- Part of the Policy drafting team to write policy for Capacity Buiding, Master Resource Person, Fund Disbursement, Phase wise budget allocation.-- Feasibility Study, stakeholder management-- Worked closely with the Block Project Managers, District Project Managers along with other thematic managers for smooth implementation of the project.-- Provided low-cost livelihood opportunity to the Ultra Poor Household, handholding support in establishing their microenterprises after rigorous market survey. Show less

CARE
Oct 2018 - Dec 2019District MLE Officer-- Led the CML team at the district level, responsible for overall management and administration.-- Managed relationships with other teams of the TSU and govt. counterparts.-- Designed survey questionnaires, conducted qualitative research, run pilot exercises, refined study design and survey instruments.-- Assistance in data cleaning and data analysis using SAS & SPSS.-- Managed teams: Recruit, train, and supervise both field-based and data operations teams consisting of project assistants, field managers, field-based surveyors, data entry operators and other field and office staff Show less

AgroStar
Jan 2020 - Dec 2020Assistant Program Manager-- Led program development and management of various strategic initiatives at India’s foremost Ag-tech Start-up-- Strategic business planning: order load analysis and forecasting, customer buying metrics analysis based on demographic segmentation, market research and Go-To-Market strategy to make strategic recommendations or identifying risks/opportunities for MFIs, Rural retails and Categorical businesses.-- Business excellence: Managing the performance, quality and facilitate lean Six Sigma strategy for improvements at multiple levels and reducing TAT by 40%.-- Order level cancellation declined by 98% resulting increase in revenue by 26%.-- Partnership Development: Identifying and reaching out to the industries and specific companies to evaluate the partnership scope to deliver AgroStar offerings to Indian farmers at their doorstep-- Program Launch and Management: Launched and owning new revenue stream of rural retail channels with tech companies and NBFCs.-- Account Management: Developing innovative proposals and accounts from each program and scale it to generate the revenue-- Business Process Re-engineering: Understanding the partner operations structure and laying down processes to align internal business function accordingly to ensure business optimizations and growth Show less

EY
Jan 2021 - Sept 2021Business Consulting - GPS-- Advisor to the Department of Agriculture (GoUP) in transforming the agri landscape of Uttar Pradesh-- Scouted, validated and worked closely with the tech startups in agri value chain industry-- Pitched and planned pilot projects in eastern UP-- Presented successful pilots to the government counterparts and the BMGF representatives-- Due diligence and benchmarking of tech products and services -- Prepared business plan and financial forecast report for small processing units of 3 FPCs Show less

DeHaat
Sept 2021 - May 2022Growth & Strategic Initiatives-- Worked closely with the founders and leadership team in developing and carving new strategic initiatives and partnerships for the 10X growth. -- Part of the core team in strategic planning of expansion and adding inorganic channels.-- Pitched and converted 3 MoUs with PSBs, Govt. of Assam, and Govt. of Telangana-- Developed business proposal to attract global donor organization including IDH and Dalberg-- Developed new business use cases in Traceability, Carbon credit, and new-age offerings to agri value chain players-- Part of the team in ideating and developed MVPs of SaaS product for multiple business use case, and pitched to processors, FIs, Seed and Agrochemical companies Show less

YES BANK
May 2022 - Sept 2022AVP - Agri-Fintech Products ll Tech Strategy ll Partnerships-- Led product discussion and negotiation with Agri-fintech Startups-- Developed Whitepaper for Alternate Channel-- Piloted RST and other innovative technologies in Credit Underwriting -- Built new products in Supply Chain Finance, Dealer Finance and Farmer Financing Program

Carnot Technologies
Sept 2022 - May 2024AVP - Fintech Business II Strategy & Partnerships ll New Initiatives-- Carnot Technologies is a group company of Mahindra Group. -- Built the Fintech vertical from scratch, and developed multiple business models around Financial Services-- Heads the vertical and own the P&L management-- Ideated, conceptualized and rolled-out India’s first AI-IoT based Working Capital loan product-- Designed Product term sheet, operational framework and innovative UW criteria-- Pitched and onboarded NBFCs, Bank and other service providers for one-of-its kind of financial products-- Built a strong distribution model with 100% collection rate-- Led and negotiated better commercial terms with the NBFCs, and Banks-- Built a lean team of Operations Manager, Relationship Executives, Tele-callers and Associates-- Leading Public Relationship and Institutional Partnership including Governments Show less
Licenses & Certifications
%2C%20University%20of%20Oxford.webp)
Designing a Multidimensional Poverty Index
Oxford Poverty & Human Development Initiative (OPHI), University of OxfordJun 2020
Introduction to Data Analytics
Indian Institute of Technology, Madras
Gender in Climate-Smart Agriculture Projects
The World BankJul 2019- View certificate

Google Adwords certified
GoogleJul 2017 
Certificate Of Achievemnt COP+22
UNFCCCDec 2016
Honors & Awards
- Awarded to Sandeep Kumar SinhaI Am Exceptional - Entrepreneurial EY May 2021 'I Am Exceptional' award program aims to celebrate EY people who live and create exceptional EY experience for themselves and for their colleagues. The award under the category 'Entrepreneurial' is a testimony to an individual achievement of solving complex problems, bringing deep insights and asking better questions.
- Awarded to Sandeep Kumar SinhaNational Winner Indian Institute of Forest Management October 1, 2017 Prakrut- National level Paper Presentation
- Awarded to Sandeep Kumar Sinha1st Runner Up Indian Institute of Forest Management Oct 2017 Daksh- National level B-Plan Competition
- Awarded to Sandeep Kumar SinhaToken of Appreciation District Magistrate May 2017 Got a Token of appreciation from D.M Gopalganj (Bihar) on the behalf of District administration during the summer internship with JEEViKA.
- Awarded to Sandeep Kumar SinhaBest Campus Ambassador Alma Mater Matters IITIIMshaadi.com Jan 2017 Implemented promotional strategies through Digital Marketing, IT and Google Analytics.Recommended by CEO for implementing promotional ideas on digital marketing and IT related deliverables.Awarded Best Campus Ambassador Award with Paid Internship offer.
- Awarded to Sandeep Kumar SinhaCertificate Of Achievement Career 360 Oct 2016 Outperformed in two phases and finalist in National level Digital Marketing Live Project 2.0 organized by Careers360.
Volunteer Experience
Agenda Contributor
Issued by World Economic Forum on Jun 2023
Associated with Sandeep Kumar Sinha
Languages
- enEnglish
- hiHindi
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