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Vaishnav Rai

Vaishnav Rai

Admissions Counselor

Followers of Vaishnav Rai1000 followers
location of Vaishnav RaiNoida, Uttar Pradesh, India

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  • Timeline

  • About me

    Branch Credit Manager | HDB Financial Services|

  • Education

    • Prestige Institute of Management, Gwalior

      2019 - 2021
      Master of Business Administration - MBA Finance, General

  • Experience

    • UpGrad

      Sept 2020 - Dec 2020
      Admissions Counselor

      Education Consultant.Specialist in the domain of Data Science, Machine Learning & Artificial Intelligence. Software Development Programs & Blockchain Technology.

    • Utkarsh Small Finance Bank

      Aug 2021 - Nov 2022
      Credit Manager

      Key Responsibilities:1. Personal Discussion with Clients.2. Research and Evaluate Clients Creditworthiness.3. Credit Appraisal and underwriting

    • Axis Bank

      Nov 2022 - Apr 2024
      Credit Manager Retail Assets

      Key Responsibilities:• Underwriting Personal Loan proposals as per company policy/Process.• Continuous feedback to respective Sales Manager on sourcing quality.• Adherence to credit policy and taking appropriate deviations for the proposal to be approved at appropriate levels.• End to End Process which includes Approval & disbursement TAT Standardization of Process.• Suggesting process improvements to ensure better approval rates, reduce incomplete and undesirable applications, and prevent cancellations and verification declines providing recommendations to the Senior Management to improve the existing processes.• Managing a Critical Application relook Process.• Error Reduction in Post Audit Review (PAR) Process Standardization and efficiency improvement. Show less

    • HDB Financial Services Ltd.

      May 2024 - now
      Branch Credit Manager

  • Licenses & Certifications