Ali Elsheikh

Experience

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  EAF

  Jul 2001 - Aug 2003

  Business Accountant and Auditor

  Achievements, Preparing Financial Cycles and Statements forAshour CrystalsImpo for Road Constructions at Sadat City Delta for sweets in 10th of Ramadan industry ZoneGeath for ConstructionsAfrica for ConstructionsTMV for Media ServicesKim Serve for Chemical industryOMDA Restaurants ChainMobi Trade Duties & Responsibilities,1.Preparing the Accounting Cycle From GL entry, Trial Balance, Income Statement, Balance Sheet for over than 50 corporate Clients.2.Prepare and provide the official necessary documents for the taxation action.3.Provide the visibility studies for the business projects regarding Manufacturing, Construction and individual business fields.4.Enhance in Building the business and financial cycle regarding the finance, manufacturing and logistics.5.Partcipate in build the Costing modules for decision making segregating between the direct cost and overheads, Fixed and variable cost items.6.Provide MIS reports in details for the financial results month over month and quarter over quarter and yield over yield7.Provide the necessary statistics to measure the growth and evaluate the performance.8.Doing the Audit visits to the clients ensuring abiding by rules and regulations providing the report to concerned parties regarding the audit visits results high lighting points of weakness and strength via assessment report with recommendation to be considered to enhance the whole financial and business cycles.9.Responsible of Booking the official General Ledger. Show less

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  SEKEM Group

  Sept 2003 - Apr 2006

  Senior Enterprise Resources Planning Consultant

  Achievements,1.Implemention ORACLE e-business suite Logistic cycle for the following Companies,a.SEKEM Holdingb.ATOS Pharmac.cony Textile d.Hator for Exportinge.Libra for Herbsf.ISIS foods2.Implentation of Oracle e-business Suite HR, for SEKEM Holding3.Implementation of Oracle e-business suite Fixed Assets for SEKEM Holding4.Implementation of CRM and GLS at Oracle e-business suite for SEKEM Holding5.Built Financial modules infrastructure based on Currency, Calendar & Chart of accounts6.Implementation of Automated running of financial statements such as balance sheets and Income statements7.Prepare MIS,KPI reports templates via ORACLE Discoverer8.Provide training Session and consultancy services ensuring the continues and marinating of business flow by users assure to be updated with further amended or added features abiding with the current business cycle.9.Partcipate in Oracle Costing account, Manufacturing and OPM inventory assuring the integrations between all Business Modules.Duties & Responsibilities,1.Solve all daily Technical assistant requests TAR.2.Revisit the business cycles if there any amendments or updates are required to accelerate the work process.3.Monitoring the EOD and Cut times ensuring there are no Gaps between system modules.4.Provide KPI reports on monthly, Quarterly and annual bases for both HR and financial departments.5.Assist the head of ERP in preparing customized MIS upon Top management request.6.Deliver end results to Concerned departments such as Purchasing and inventory departments when doing the breakdown process. Show less

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  Bank ABC

  May 2006 - Mar 2009

  Cards Finance (Clearing & Settlement) Senior Officer

  Achievements,1.Participate in the migration process from legacy systems to net symbols core banking system regarding personal loans, Finance and Accounting cycles regarding GLS.2. Built Reconciliation sheet for the Clearing and Settlement (VSS files) downloaded from edit package.3.Prepared the training materials and provide the orientation presentation for the new commers4.Create Automated excel sheet trace the gaps between CMS and Core banking accounts regarding the failed payments during the cut time / EOD.5.Built an Access MS DB for the recovery team facilitating to them to trace the non-performing clients in Personal Loans, Credit Cards, Auto Loans.6.Implement an automated process in accelerating the Booking of Personal Loans and Car Loans.7.Prepared KPI for PL, CR. Cards, AL acquisition among bank branches highlight the top performers.8.Built an excel sheet with macro to mange the daily cash remittance.Duties & Responsibilities,1.Personal Loans & Auto loansa.Check the eligibility b.Booking Processc.Tracing the non-performing clientd.Ensure on monthly bases there are no inconsistency between accounts2.Clearing & Settlement (Cards & ATMSa.Ensure Clearing and settlement process is working properly via VSS filesb.Ensure there are no gaps between Sparrow Cards system and Net symbols core banking systemc.Do break downs in Monthly, Quarterly & Annually bases to ensure that cost and revenue amounts are directed to the right accounts such ISA, IRF, CBR and Markup/ DCC fees.3.Cash Remittance,a.Check the amount in the swift matching it with the remittance cash file total amounts.b.Do the financial process to do the disbursement for the courier in charge of the company that will deliver the cash for the beneficiaries.c.Do Breakdown ensure that all beneficiaries had the cash within agreed SLA. Show less

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  Societe Generale

  Apr 2009 - Dec 2014

  Achievements,1.Managing 4 teams regarding fraud monitoring and investigations from Both Issuer and Acquirer Perspective Preventing loses from EGP 3.5 M to EGP 6 M per year.2.Build an Audit report to control the anomalies might occurred during different shift times.3.Built a huge Database for all Cards, POS 4.Built a Global MIS for all e-payment operation activities (Issuer and Acquirer) Production, Clearing and settlement, Risk, Chargeback, etc…..5.Built Staff assessment module based on punctuality, performance, achievements, initializations and innovation.6.Partcipate in POS Fraud Alaric Monitoring system.7.Partcipate in implementing the PCI DSS, VBV OTB solution and Fraud Trap AML parameters.8.Automated the process of the ICE tool Monthly & Quarterly systems in deducting anomalies beside the Permanent Supervision daily report.9.Create an alarming system for the clients that used their cards internationally excessively to highlight instantly the losses of the foreign currency reservation.Duties & Responsibilities,1.Manage the teams that Monitor on the alerted cards in TWFA & Fraud trap and the alerted POS in Fraud Alaric.2.Manage the external Cases from Acquirers regarding suspected fraudulent transactions.3.Manage the external requests from other banks regarding the provided bank statements from the clients.4.Provide the necessary justification for operational losses and recommend the solutions to prevent such cases specially for the near real time monitoring system.5.Ensure department duties are fully handled without approaching the deadlines6.Provide the necessary reports for both Compliance and CBE regularity reporting department7.Test the Business Continuity Plan on quarterly basis8.Provide the Monthly, Quarterly and Annually MIS e-payments operations with the necessary comments and recommendations, Highlighting Financial results VS the Budget. 8.Do the quarterly appraisals and staff assessment supported by samples of their achievements. Show less Achievements,1.detecting over than 100 fraud cases instantly per Quarter (Skimmed counterfeit, CNP e-comm/MOTO fraud cases)2.Minimize operational losses and fraud losses to as per FSR ratio to be 6 bps instead of 10 bps.3.Save over than EGP 1.5 M annually4.Automize the Captured Cards process to mange the income obtained from TC10 and TC205.Build Staff KPI module to measure the performance of the Staff on monthly, Quarterly, annually bases.6.Prepared the materials for the newcomers and all staff to have the risk awareness by the dynamic updates providing the necessary training sessions when needed.7.Build MIS reports highlights the gaps with providing recommendations of solutions to enhance minimizing the losses.8.Create the procedures that manage Monitor and investigate the cases regarding AML laws and regulations coordinating with Compliance.9.Build fully dynamic Shift roster grant the equality among all team members.10.Partcipate in Fraud Trap implementation (Real Time Fraud detection) Documenting how to change the parameters over system in addition of this provide the necessary training sessions.Duties & Responsibilities,1.Monitoring on the alerted cards that hit the potential fraud parameters in TWFA, ENARAS & Fraud trap.2.Do the investigations for confirmed and near miss fraudulent cases obtaining the CPC common point of Compromise to obtain CPP Common point of purchase to take the necessary actions in preventing possible fraudulent cases.3.Do the TC40 action for the confirmed Fraudulent Cases 4.Check the Scheme (VISA & MASTERCARD) fraudulent alerts and take the necessary replacement and investigations actions.5.Manage the added clients in the traveling sheet to differentiate between genuine and fraudulent transactions.6.Manage the daily Captured Cards Cases (TC10 & TC20)7.Provide the daily permanent supervision report and supervise on the outgoing calls.8.Do the Monthly and Quarterly KPI,MIS & Narval (Internal Auditing & Quality check). Show less

  • E-payments Risk Fraud Monitoring and Investigations Assistant Manger

    Jan 2011 - Dec 2014

  • Cards Risk Fraud Monitoring and Investigations Team Leader

    Apr 2009 - Dec 2010
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  QNB Alahli

  Jan 2015 - Jan 2022

  Achievements,1.Manage Product Developments aspects, succeeded to implement 3 Successful projects.2.Built PFG schedule Regarding Scheme strategic partnership Obligations, Incentives and Claw backs.3.Built Modules to measure % of Activations VS the newely anewly acquiesced clients4.Built Automated Utilization tracer to compute Schemed DPV & ITV utilization and expected incentives.5.Built Automated modules to assess the percentage of Growth in the new Scheme contracts or Products Projects.6.Built the Governance in routing the source of funds of Scheme regarding the incentives that subjected to the Claw back.7.Succeeded to exempt of paying amounts to the third-party regarding Corona Pandemic and extend the time frame for the scheme business year.8.Succeeded to implement campaigns for the portfolio of the debit cards in changing CH behavior from ATM to POS and cross selling for the debit card holders to have Credit Cards.9.Managing MEEZA stock in the branches instead of consuming stock of production which lead to save feesDuties & Responsibilities,1.Provide MIS report with the necessary recommendations regarding the Acquisition, Utilization, Obtained Revenue on Monthly, Quarterly and Annually basis.2.Fullfill the Scheme Claim templets on Annual basis to obtain the necessary incentives regarding CIF, DPV & ITV.3.Provide the KPI reports regarding cards activities to trace any gaps if there are any.4.Manage the Pre-approved CR. Cards cases & Miss used clients for the foreign Currency.5.Review the Portal Scheme invoices and direct the incentives to suitable GL accounts via instructions to both Finance and Clearing & Settlement departments.6.Provide CBE Regularity reporting team, Compliance, Head of Retail with MEEZA report on monthly basis when needed for financial inclusion purpose.7.Assesment for the utilizations campaigns before and after processing highlighting the added value of these campaigns providing the necessary recommendations when needed Show less Achievements,1.Managed the team that dedicated over 1K client that abused their personal cards excessively internationally before the floatation consuming the reservation of the foreign currencies.2.Created the criteria that hits misuser clients for the foreign currency to be reported to CBE.3.Prepared an Assessment Mechanism for the utilizations and acquisition campaigns before and after the Campaign building a referral database.4.Manged the teams that coordinate with Compliance regarding AML laws of tax evasion by using the personal cards commercially detecting over 60 cases on monthly bases.5.Build Assessment modules for the business partnership based on PFG and ROI for scheme strategic partnership, Co-branding business, fleet projects, B2B, etc….6.Succeeded to obtain $K amounts from scheme after reviewing the invoices.7.Succeeded to decrease the high aggressive obligations and increase the incentives regarding the Strategic partnership.8.Built the business Cycle for MEEZA product after assessing the Vendor Quotations for product pricing.Duties & Responsibilities,1.Review the International limits for Both Retail and Corporate (Credit, Debit & Prepaid) cards.2.Mange the Monitoring team Regarding the Cards international utilizations.3.Provide CBE Misuse foreign Currency to the CBE Regularity reporting department on monthly basses.4.Provide the OCT and Funds report on cards to the compliance with the certain criteria in addition the whole report of the international utilizations.5.Do the Permanent supervision on quarterly basis via ICE TOOL system.6.Review the reported figures to the scheme via VISA GOC & MASTERCARD QMR to trace the results vs obligations and highlights gaps if there are any.7.Compuate the projected revenue and incentives regarding the growth trend QoQ as per obtained results.8.Provide business cases proposals to enhance the e-payments Medium acquisition and utilizations maximizing the revenues and the market share acquisition. Show less Achievements,1.Managing 4 teams regarding fraud monitoring and investigations from Both Issuer and Acquirer Perspective Preventing loses from EGP 3.5 M to EGP 6 M per year.2.Build an Audit report to control the anomalies might occurred during different shift times.3.Built a huge Database for all Cards, POS 4.Built a Global MIS for all e-payment operation activities (Issuer and Acquirer) Production, Clearing and settlement, Risk, Chargeback, etc…..5.Built Staff assessment module based on punctuality, performance, achievements, initializations and innovation.6.Partcipate in POS Fraud Alaric Monitoring system.7.Partcipate in implementing the PCI DSS, VBV OTB solution and Fraud Trap AML parameters.8.Automated the process of the ICE tool Monthly & Quarterly systems in deducting anomalies beside the Permanent Supervision daily report.9.Create an alarming system for the clients that used their cards internationally excessively to highlight instantly the losses of the foreign currency reservation.Duties & Responsibilities,1.Manage the teams that Monitor on the alerted cards in TWFA & Fraud trap and the alerted POS in Fraud Alaric.2.Manage the external Cases from Acquirers regarding suspected fraudulent transactions.3.Manage the external requests from other banks regarding the provided bank statements from the clients.4.Provide the necessary justification for operational losses and recommend the solutions to prevent such cases specially for the near real time monitoring system.5.Ensure department duties are fully handled without approaching the deadlines6.Provide the necessary reports for both Compliance and CBE regularity reporting department7.Test the Business Continuity Plan on quarterly basis8.Provide the Monthly, Quarterly and Annually MIS e-payments operations with the necessary comments and recommendations, Highlighting Financial results VS the Budget. 8.Do the quarterly appraisals and staff assessment supported by samples of their achievements. Show less

  • Cards Business Associate Manager

    May 2021 - Jan 2022

  • E-payments Portfolio Deputy Manager

    Oct 2016 - Apr 2021

  • E-payment Risk and fraud monitoring and Investigations Assistant Manager

    Jan 2015 - Sept 2016
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  Nexta

  Feb 2022 - Mar 2023

  Head Of Business Strategy and decision support

  Managing Card Portfolio,Trace Revenues IRFTrace DPV targetsTrace ITV targetsTrace CIF targetsAssess Marketing utilizations projectionDecision Support,Build KPI RadarsProvide MIS reportPFG forecasting moduleAssess Business ProposalRecommend Core ReportsTraining & Consultancy,E-payments basic InfoCards Business RoleIRF tiers and PatternsScheme Contract Obligations & IncentivesCommercial Governance,Set the duties and synchronization for the following departments,FinanceOperationsCards BusinessCommercialTechnology Show less

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  Swypex

  Apr 2023 - May 2023

  Finance Business Partner

  Achievements,1-Provide training and consultancy services for all department members and stakeholders2-Assess the strategic partnerships regarding Schemes, Third-party processors, System vendors, and other business partnerships from P&L3-Prepared a business and financial analysis for potential projects domestically and internationally for business and commercial expansion.4-Provide a future perspective regarding the strategic visionary and enhance it with proposals regarding customizing special services with the products as the seed of product development.5-prepared full projection of growth for all proposed business from external third parties, doing the necessary visible studies for decision support.6-Prepared full KPIs metrics radars as guidelines to measure the achievements v SWYPEX objectives and obligations.7-Prepared contingency plans for both expected and non-expected events that might affect the business negatively recommending the solutions to facing any gaps while achieving the determined targets.8-Prepared a full forecasted vision for the business growth regarding the break-even point as per product/unit or for the whole business in years.9- Prepared the three different business scenarios (conservative, moderate, aggressive) as a strategic measurement for strategic partnership.10-Did the market research and studies to discover the opportunities that will help to have a market share vs. competitors.11- Study all threats in the market that will be an obstacle to evolving the business and find a solution to overcome them.12-Assess the e-payments risk parameters before going for the fraud monitoring and investigation system.13- planned but wasn't applied or implemented regarding the whole business governance and loyalty reward programs and campaigns.14-study the solutions for the expected clients' problems to provide them the needed services with high quality and low price.15-Full portfolio management regarding acquisition and utilization. Show less

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  4Swapp

  Jun 2023 - Dec 2024

  Business and Straregy Director

  Design the business and whole organization strategy, doing the necessary analysis regarding SWOT, CANVAS strategy model, PFG, ROI, MIS, KPIs, building the structure of business governance reviewing the other department's strategies to ensure the alignment between them and the organization strategy. Reviewing the policies and culture to emphasize the core of the whole organization's mission, preparing the metrics and business radar indicators to measure how far the achievement and performance are accomplished compared to the plans. Go for strategic partnerships with external entities to evolve and develop the business, doing the necessary assessments for decision-making making supporting both the Managing Director and the board of directors as an advisor for making the most convenient business decisions. Designing short-term, mid-term, and long-term with different scenarios optimistic, moderate, conservative, and aggressive ones. Encourage the innovation value and emphasize the creativity spirit among all departments fulfilling the gaps that occurred from both daily business issues and the expected ones in the future. Allocate the priorities regarding business needs responding to the rapid changes to ensure the business is going on the planned track. Concentrating on both effectiveness and efficiency. Track both flows of businesses and info tackle the new disruptive technology to enhance the growth of the business aligning with the people and culture director to create an environment that helps talents to grow and lead the whole organization into a better place specifically when implementing the strategies of penetration and expansion having the codes of self-development and invading new areas domestically and internationally keeping the essence of the core competency specifically by transferring the knowledge, experience via consolidated notion center contains beside it the business ethics. Show less

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  ENovate

  Dec 2024 - now

  Head of Products Development

  1. Product Strategy: Develop and execute product roadmaps aligned with company goals, identifying market opportunities and trends in e-payment solutions.2. Design and Development: Lead the creation of innovative payment products (e.g., mobile wallets, tokenization) with seamless integration across issuers, acquirers, and processors, focusing on user-centric designs.3. Stakeholder Management: Collaborate with issuers to design tailored card solutions, work with acquirers to expand merchant networks, and integrate advanced solutions with facilitators and processors.4. Compliance and Risk: Ensure adherence to industry regulations and manage risks in coordination with legal and compliance teams.5. Technology Integration: Oversee integrations with gateways and APIs, leveraging technologies like tokenization, AI/ML for fraud detection, and authentication (e.g., EMV 3DS).6. Performance Monitoring: Define KPIs, optimize transaction flows, and use customer feedback and analytics for continuous improvement.7. Merchant and Partner Collaboration: Develop tailored payment solutions for merchants, foster partnerships with facilitators, and expand value through loyalty programs and rewards.8. Team Leadership: Mentor the product team, promote innovation, and align efforts with organizational goals.9. Market Research: Stay ahead of emerging technologies (e.g., Neo Bank, SaaS, open banking) and benchmark products against competitors.10. Financial Oversight: Manage budgets for product initiatives, build financial models, and analyze ROI for launched products.11. Portfolio Management: oversee the portfolio profitability via KPI and KRI and guide commercial teams for better acquisition and utilization.12. Strategic Partnership with interested parties: Assess and provide decision-making for strategic partnership between schemes, vendors, and business partners.13. Create and evaluate business models for new products or developing new products. Show less