Experience

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  Axis bank

  Oct 2020 - Dec 2020

  Sales officer
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  Idbi bank

  Jul 2022 - Aug 2022

  Project intern

  *** Duties & Responsibilities ***1) Represent the bank to the customer both in conduct and attire in a courteous, professional manner, and provide prompt, efficient, and accurate service in processing transactions and assisting customers with account balance information.2) To assist the employees in day to day operations.3) To post all transactions using Finacle software.4) Comply with all bank policies, regulations and laws applicable to carrying out all duties and responsibilities.*** Key Learnings ***1) Understood the banking culture.2) Build a strong network.3) Understood the essence of right attitude and team work.4) Complied with the customers and solve their problems related to common banking through good communication and with positive attitude.5) Understood the General Banking products and Advance Products of Bank.6) Got good knowledge about the banking softwares. Show less

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  Icici bank

  Aug 2023 - Jan 2024

  Assistant manager ii

  >Completed the assigned task of providing financial advice to customers in choosing financial products and services. >Performed responsibilities of selling banking products and services as well as sourcing and maintaining relationship with customers.>Processed daily client transactions, including deposits, withdrawals, money transfer, loan payments, KYCs etc.>Ensured adherence to banks privacy policies.>Managed client requirements.>Assisted customers with checking balances, responded to question about accounts, resolved complaints and on-line banking transactions.>Assertained that all new and existing client’s data was properly and confidentially documented. Show less

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  Bandhan bank

  Jan 2024 - now

  Credit manager - mse's (working capital)

  >Underwriting Credit Appraisals of SME's and MSME's borrowers for Working Capital products like CC, OD, DLOD, WCTL, etc.>Daily work consists of Preparation of CAM (Financial Analysis, Ratio Analysis, Banking Analysis, CIBIL Analysis) and evaluating clients eligibility and payback capacity of loans along with physical discussion (PD) with clients. >Proper Due diligence of files and proper authentication and verification of documents such as ITR, GST, CIBIL, etc.>Presently I am handling Loan ticket size upto 25 lacs. Preparation of MIS along with Early delinquency, Quick mortality cases and NPA's>Analysis of Payment Behaviour, Cash Flow, Capacity to repay, Financial Statements, Stock level of clients or loan applicants. >Maintaining TAT and disbursing file with minimum FTNR are my prime responsibilities.>Handling a strong business portfolio of 3 branches with a team of 5 Relationship officers along with 2 Area ManagersProcessing of the loan applications with minimised errors in proposal related to exposure, client profile and Credit policy & guidelines. Show less