Muhammad Imran MBA, MA,CDCS,CITF,DAIBP

Experience

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  MCB Bank Limited

  May 1995 - Jun 2001

  Officer

  Worked in the bank as Trade Finance Officer and remained posted in Corporate Branches of the Bank throughout the career and handled different assignments at supervisory level.- ResponsibilitiesTrade Finance Department:During the span of more than six years, I handled complete cycle of Import and Export transactions. from issuance / advising of Letter of Credit to the settlement of documents. I also got a chance to officiate as Manager Trade Finance during the annual leave of the department manager. I performed the following core activities of the department at supervisory level.•Opening of various types of Letters of Credit •Checking & advising (Confirmed / Unconfirmed) export Letters of Credit•Scrutiny of Import & Export documents•Negotiation / Purchase / Discounting of export documents•Contacting customers or banks to obtain disposal instructions for discrepant documents•Approving Transaction entries to be posted in customers’ accounts or GL accounts•Acquired thorough knowledge of UCP , ISBP and URC for international trade•Dealt with Govt. agencies for importers/exporters fresh registration or renewal•Compilation of monthly returns for submission to Central Bank / Corporate Office / Head Office•Implemented SWIFT operation in the department•Safe custody of Documents•GL Accounts Reconciliations•Approaching potential customers to develop the trade finance business•Follow up with customers for settlement of loans under trade finance transactions. Show less

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  Lucky Recycling Limited

  Jul 2001 - Jan 2005

  Finance & Accounts Executive

  I worked in the centralized Finance & Accounts Department of the Corporation. During the span more than three years looked after payables, receivables and General Ledger of all the units and used to lead the team of four members. Work experience in Oracle Financials (ERP system).Finance & Accounts Department:•Fund Management•Dealing with banks, suppliers, buyers, agents and exchange companies•Managing receivables and payables•Reconciliation of general ledger accounts•Reconciliation of suppliers, buyers and commission agent accounts•Executing monthly finalization of accounts •Preparation of management accounts•Coordinated for annual audit•Checking and releasing of export documents before submitting to bank.•Checking, verifying and approving of all payments•Timely review of prepayments •Monitoring of supplier advances•Dealing with treasury of the banks to negotiate for forward booking and other derivatives•Participating in preparation of MIS reports Show less

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  Al Masraf

  Feb 2005 - May 2018

  Manager - Trade Finance Department

  Best Employee of the year 2014 awardSupervise of overall affairs of the Import & Export sections of Trade Finance Dept not only at operation level but also perform key role in developing MIS,provide on job staff training, department orientation to the new appointees in the bank,managing admin module of trade finance software,periodical review and assessment of dept performance and compare with the set targets,review reports regularly to exercise control over the dept activities and ensure achievement of SLS in execution of the transactions and above all focus on providing best quality services to clients. Section-wise job responsibilities: Export: •Scrutinizing of LC to ensure consistency with terms and conditions of the LC and docts. required before advising •Obtaining necessary clarification/amendment from the issuing bank •Advising export LC and Amendments •Scrutiny of export docts.•Advising discrepancy,if any,to the presenter and the issuing bank •Negotiation/Purchase/Discounting of Export Docts.•Claiming Reimbursement as per LC terms from the Reimbursing Bank •Acceptance/Settlement of export docts.•Approving all transactions in trade finance system •Regular monitoring of relevant GL Accounts and its reconciliation •Responding various technical queries of customers; and correspondence with Banks •Periodical review of expired LC for closure or obtaining issuing bank’s consent to extend•Obtaining waiver of discrepancies in the documents and disposal instructions from the issuing bank •Coordinating with other departments for the transaction execution •Follow up for charges claimed under the LC etc•MIS reporting and ensure Trade Finance policy compliance for ISO Audit Import: • Opening of different types of LCs •Transmitting LC/Amendment •Scrutinizing of Import Documents •Lodgment/negotiation of Import Docts.•Acceptance/Settlement of Import Docts.•Approving all transactions•Trust Receipt transactions•Coordinating with other departments Show less

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  ADIB - Abu Dhabi Islamic Bank

  Jun 2018 - now

  Trade Operations Manager