Mihajlo Lapcevic

Experience

• 

  Credit Agricole Srbija AD Novi Sad

  Dec 2011 - Sept 2014

  Preparing high quality risk analysis and credit applications, providing unique solutions and proposals, based on thorough research on the counterpart, industry and economic environment. My duties involve Creation of credit applications, Preparation of rating reportsand rating recommendations, Paying visits to clients in order to evaluate their credit worthiness, Collecting market intelligence through various channels, Assisting department manager, on ad hoc basis, in risk related projects. Show less Preparation of commercial offers, information and data collection from the client/market, selling variety of products and services to the clients within the portfolio. Delivery ofproducts and follow up of the clients’ undertakings, Insuring quality of service and handlingclients’ specific requests and complaints. Supporting Relationship Manager in drafting high quality credit applications and developing relationship from commercial and risk management standpoint. Credit requests’ preparations based on thorough research of the counterpart and the industry. Show less

  • Credit Analyst in Large and International Corporates Sector

    Jul 2013 - Sept 2014

  • Account Officer for International Clients in Large and International Corporates Sector

    Dec 2011 - Jul 2013

  • Bank officer for servicing corporate clients

    Dec 2011 - Dec 2012
• 

  Addiko Bank Srbija

  Sept 2014 - May 2024

  Underwriting and reviewing of credit applications, analysis of client’s creditworthiness, financing structure and business model. Definition of exposure strategy/limit, preparation of a risk assessment in the context of credit applications. Providing a vote on specific funding including conclusion as well as defining the conditions for credit decisions.

  • Head of Underwriting Department

    Sept 2021 - May 2024

  • Senior Corporate Monitoring Officer

    Nov 2019 - Sept 2021

  • Senior Credit Risk Manager for Corporate

    Apr 2017 - Nov 2019

  • Senior Risk Analyst for Retail Risk SME Credit Underwriting

    Sept 2014 - Apr 2017
• 

  DP Lux Group

  May 2024 - now

  Finance Controlling Manager