Chiwele Mwelwa - MCIBS

Experience

• 

  ZSIC Life Insurance

  Jan 2013 - Jun 2013

  Investment Analyst

  • Identification and appraisal of new investments prospects (Commercial paper, Corporate bonds, Common stock, Government Bonds, Treasury Bills)• Preparation of monthly, quarterly and annual investment reportsequity appraisal.• Handle front office operations of the Investments Department at ZSIC Life Limited.• Periodic management operational reporting.• Appraisal and carry out effective due diligence on investment prospects.• Active tracking of investment income, maturities, Viz-a-Viz the needs of the funds being management.• Portfolio balancing- Ensuring that the investment portfolio is well diversified ie having various securities.• Risk management. Monitoring and evaluation of corporate finance transaction.• Daily market information gathering from various sources ( News papers, Luse Share prices) and analysis. Show less

• 

  Toyota Zambia

  Feb 2014 - Jun 2014

  Accounting & Finance Officer

  • Posting incoming payments of the company into SAP system.• Performing banking duties for the company on a daily basis with Citi bank.• Making payments for the company through Cheques, Electronic Funds transfers, Citi connect and Citi direct.• Ensuring that cheques are safely kept.• Ensuring that cash custodies are out of bounds and are safe.• Carrying out internal audit on company transactions for vehicle sales, parts sales and vehicle service.• Participates in making payments i.e. writing cheques on behalf of the company. Show less

• 

  Investrust Bank Plc

  Jun 2014 - Dec 2018

  Lusaka, Zambia• Vault management:Opens,Balances and Closes the vault• Undertake daily recording and balancing of treasury cash books• Ensure there is enough money at the branch by pre-orderning money from the main vault• Custodian of ATM cards and Pins• Distribute pin mailers• Loading money in ATM machines,as assigned and ensure that the machines are operating well• To undertake daily ATM transaction reconciliations and prepare the attendant reconciliation report.• To undertake daily GL accounts reconciliation and prepare the attendant reconciliation report• To scrutinise and open customers accounts and scan signature cards and upload them into the banking system.• To set up cooparte and indiviual accounts on investNet.• To process InvestGo card sales• To receive and record the cheques in the banking system and update various books before dispatching them to the central processing department.• To order and issue new cheque books to customers after recording them in the system• To perform cheque truncation functions and maintain a spreedsheet that keeps record of all cheques ans cash transactions on a daily basis• To process customer instructions• To process bank managers cheques• To process in-house cheques by insuring signatures have been verified properly and authorized.• Ensure all intermediary accounts are at zero balance before end of day is run.• Receive ATM card requisition forms from customers,validate them and get them authorised by the manager before processing the requisitions.• To process monthend entries,ensure all entries are posted before the 29th of each month.• To ensure adherence to KYC in order to fraud by ensuring every detail is captured into the system.• To receive and scrutinise outward cheques and ensure the cheques are not post- dated or stale, they are CTS compliant and that the payee is corresponding with the account name in the system. Show less

  • Business Banker

    Jan 2018 - Dec 2018

  • Branch Operations Supervisor

    Jan 2017 - Dec 2017

  • Bank Clerk

    Jun 2014 - Dec 2016
• 

  Access Bank Plc

  Jan 2019 - Jun 2019

  Branch Services Head

  -Engages management skills in overseeing branch operations, prepares branch daily and monthly reports and provides inputs for budget; leads the branch employees towards attaining set KPIs and increase customers' patronage and overall profitability.-Collaborates with key stakeholders in the implementation of regular training of customer service staff, allocates adequate and efficient personnel at all branch operations service points and supervises continuous and structured learning and development processes for team members, thereby helping the branch to achieve over 85% customer satisfaction point mark on a consistent month-on-month review.-Handles daily, monthly and quarterly GL reviews for write-off, re-classification of stale entries and other related items, manage cash limits and aggregate currency transactions using system generated reports and teller log.-Designs and implements structured training, on-boarding and orientation processes for new tellers and customer service executives.-Provides a safe and secured joint custody for keys to vault cash compartments, supervises cash management services, foreign currency transactions and all teller activities. Show less

• 

  BCX

  Jun 2019 - Jun 2021

  Key Account Executive

  Managing Key client accounts & Relationship Management• Assist Marketing Manager in planning and supervising marketing operations to achieve revenue target.• Coordinate with Brand Manager in developing marketing plan and budget.• Analyze sales data and determine sales forecast.• Recommend creative and cost-effective promotional activities.• Conduct marketing campaigns and trade shows to promote brand awareness among consumers.• Coordinate with art departments to develop window displays and signage.• Assist in designing and developing marketing collaterals and promotional materials.• Maintain customer relationship programs and track customer satisfaction.• Collaborate with Advertising Manager to initiate new consumer promotion campaigns and to develop consumer engagement plans.• Generate sales and marketing reports to management when needed.• Cooperate with the management in the development of marketing programs and criteria to achieve sales goals.• Evaluate current marketing program and recommend improvements.• Stay updated with latest marketing trends and competitor activities.• Manage Accounts in Terms of Specific Technical and Service Offerings Within A Specific Competency.• Manage Business Analysis and Business Architecture for Creating A Better Understanding of Business Strategy and Constraints.• Provide World-Class Technology Offerings in Order to Fulfil Business Requirements• Manage the Consulting Function, As Well As Costing and Tendering Processes• Assist in The Forecasting of Business and Market Needs• Manage Accounts in Terms of Specific Technical and Service Offerings Within A Specific Competency• Manage Business Analysis and Business Architecture for The Purpose of Creating A Better Understanding of Business Strategy and Constraints• Provide World-Class Technology Offerings in Order to Fulfil Business Requirements• Assist in The Forecasting of Business and Market Needs Show less

• 

  Zambia Revenue Authority (ZRA)

  May 2020 - now

  Revenue Monitoring and ReconciliationTax Revenue verifications for the station(s) assigned by the Revenue Accountant/MIS - AccountantVerification Reports are prepared and submitted within hours after concluding the Cash Office Verification Exercise at the station.Recommendations are made and communicated to the station head and copied to the Accountant –MISI ensure that all revenue collections have been transferred to the Central Bank as per SLAs between ZRA and the Commercial Banks assignedAll commercial bank remittances to the Central bank must be correctly posted to the revenue accountsRevenue Cash Books must be uploaded in SAP by 10:00 hours dailyClearing of all revenue transactions on the respective bank accounts is done by 14.00hrs daily All misposts are reported to the Accountant MIS for relocation as and when identifiedReconciling items followed up by phone or email and resolved within the month that they ariseDaily reconciliation progress report (Progress chart & continuous reconciling items) submitted by 16:00 hrs. Show less To receive revenue from taxpayers and issuance of receipts.To receipt RTGS payments.To ensure that revenue collections for the day agree with reports generated from the cash office system.To prepare banking slips by tax type in readiness for banking and submission of cheques and cash to the supervisor for checking.To adhere to receipting procedures by checking all cheques brought by taxpayers to ensure that the cheques are valid and payable to the Authority and account for all monies received.To ensure that all copies of receipts issued are properly filed for easy reference.To capture data from source documents (Deposit Slips, Revenue Cash Books, Deposits/Refunds returns) into appropriate fields on SAP system.To capture data manually from Bank Statements when electronic upload is not possible (where reasonably practical).To carry out bank reconciliations for specified/assigned bank accounts.To deliver letters for Treasury to various banks as assigned. Show less

  • Senior Treasury Officer

    Jun 2023 - now

  • Treasury Officer

    May 2020 - Jun 2023
• 

  Euro Exim Bank

  May 2023 - now

  Trade Finance Professional

  · Identify opportunities (lead generation) and generate sales from your country of residence.· Build and maintain strong customer relationships and assist with all relevant client checks.· Review Trade Finance client information in respect of Anti-Money Laundering (AML), Know Your . .Customer (KYC) and Counter-Terrorism Finance (CTF) requirements.To attract new clients (sales) involved in international trade such as exporters and importers by offering them our trade finance services such as LC (Letter of Credit, SBLC (Stand-by Letter of Credit), BG (Bank Guarantee) necessary for them to trade successfully in the global market. Show less

• 

  Chevening Awards

  Aug 2023 - Nov 2024

  Scholarship Holder

  Bangor University- MSc Banking and Finance & Fintech ( Chartered Banker )