Maksim Rakhman

Experience

• 

  JPMorgan Chase

  May 2008 - Feb 2010

  Personal Banker

  • Advised individuals and small businesses on cash management solutions, short- and long-term investment strategies, and the application of various credit instruments (credit cards, mortgages, personal and auto loans, home-equity lines) • Consistently exceeded personal monthly sales goals and ranked in the top 10 percentile among 7,000 Chase personal bankers nationwide, achieving a 75% annual increase in credit card sales and over $5 million in deposit inflows.• Built from scratch a book of business of 150+ clients, ensuring repeat sales and continuous referrals within the community Show less

• 

  Moody's Investors Service

  Aug 2010 - Aug 2013

  Associate Analyst

  • Performed fundamental credit analysis on 50+ global Technology companies. Focus on Leveraged Buy-Outs (LBOs), Dividend Recapitalization and Debtor in Possession (DIP) transactions• Areas of expertise: Semiconductor Manufacturers; Transaction Processors; Original Equipment and Hardware Manufacturers; Global Technology Distributors; Domain Name Registrars; Business and Consumer Services Providers; Software Manufacturers• Assisted senior analysts in the process of assigning and monitoring corporate credit ratings; prepared rating committee documentation and presented in the committees• Created detailed cash flow projection models; performed scenario analysis / stress testing to ensure the adequacy of ratings• Drafted press releases, credit opinions, company/sector specific publications and rating methodologies• Performed in-depth review of loan documentation, evaluating the level of protection afforded to creditors (Financial Covenants, Restricted Payments, Security Interest, Limitations on Liens, etc.) • Led efforts to develop and maintain an internal Global Technology M&A database to identify emerging trends and their respective credit implications• Routinely interfaced with executive management teams, primarily CEOs, CFOs, and Treasurers Show less

• 

  Morgan Stanley

  Sept 2013 - now

  Product Lead at ESG Center of Excellence, Global Capital MarketsDomain expertise in Environmental, Social and Governance matters across debt, equity and M&A solutions Credit ratings advisory and fundamental credit analysis of North American non-financial Corporate Issuers. Proficiency in Investment Grade and High Yield credits. Coverage sectors: Technology/Media/Telecom (TMT), Consumer products, Real Estate Investment Trusts (REITs), Business Services. In-depth knowledge of ratings processes and methodologies of Moody's Investors Service and Standard & Poor's.

  • Executive Director

    Jan 2022 - now

  • Vice President

    Jan 2018 - now

  • Associate, Credit Ratings Advisory Group

    Sept 2013 - now