Saaqib Malik

Experience

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  American Express

  Dec 1998 - Mar 2001

  Associate Sales Consultant (Charge Cards)
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  Union Bank Limited - Pakistan

  Apr 2001 - Jul 2004

  Group Team Manager (Ready Cash / Cards)
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  United Bank Limited

  Aug 2004 - Jan 2007

  Regional Sales Manager (Personal Loans / Cards)
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  ABN AMRO Bank N.V.

  Jan 2007 - Oct 2008

  National Sales Manager, Cards

  -Recorded the highest-ever number of AIFs in April 2007. -Pioneered the implementation of eCIB in cards, becoming the first banking institution to do so. -Achieved industry-leading numbers among banks that adopted eCIB in 2007. -Attained the highest approval ratio among the banks that adopted eCIB in 2007 and 2008.

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  Royal Bank of Scotland Business

  Oct 2008 - Dec 2010

  Head of Sales (Cards) / Area Head (Royal Preferred Banking)

  -Achieved success in major wealth management product competitions over the past year, including winning two international events in Indonesia and South Africa. -Recognized as the Best Area Manager in Q3 2009 for Liabilities and in Q4 2009 for core liabilities numbers. -Attained the highest portfolio growth, in terms of percentage, during the first half of 2010.

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  Faysal Bank

  Jan 2011 - Sept 2012

  Area Manager (Solitaire Banking)

  Managed and mentored network staff to ensure over all employee performance & satisfaction and undertook succession planning for staff in branch network to ensure the achievement of assigned goals.

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  Bank Alfalah Limited

  Sept 2012 - Apr 2018

  Head of Cards (Issuing & Aquiring) / Head of Investment Services (Wealth Management)

  -Successfully launched Corporate Cards, China Union Pay Acquiring, and AMEX Acquiring by effectively planning and executing their rollouts. -Drove substantial growth and revenue generation through the successful execution of campaigns such as Shapes, Port Grand, Domestic Dining, Ramadan Grocery Campaigns, International Dining, and Debit Card Spend. -Worked closely with various internal teams including Marketing, Credit/Risk, Finance, Operations, and Technology to accelerate product program development, implement chip re-carding, procure NAC and state-of-the-art POS machines, launch the Branch X-Sell Program, and execute the activation and retention program. -Achieved a record high in card spend, acquisition spend, and debit card acquisitions. -Received Consumer Choice Awards for the Best Credit Card in 2013 and the Best Corporate Card in 2015. -Contributed to a 35% reduction in account acquisition costs while simultaneously realizing significant revenue growth.-Contributed to the growth of the Wealth Management business, resulting in it becoming the largest mutual fund distributor within two years of launch. -Fostered client literacy of all available asset classes in Pakistan and strengthened the ability of branch managers to serve as wealth advisors. --Over a period of three years, achieved 23 billion AUM, leading to a substantial increase in company value from 11 billion to 42 billion, coupled with significant growth in the investor base, resulting in three upgrades of the company's rating. Show less

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  CLOUD DATA LLC

  Jul 2018 - now

  CEO

  -Successfully co-founded a new business in Pakistan, growing it from zero to a revenue-generating entity within 18 months. -Established the company as a pioneer in introducing digital verification services and custom automation solutions to Pakistan. -Expanded the company's physical presence to eight key cities. -Developed and maintained strategic partnerships with prominent banking organizations. -Played a proactive role in various aspects of the company to drive growth and ensure business stability. Show less