Vlad Iurea

Experience

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  Banca Transilvania

  Jan 2004 - Jan 2005

  Corporate Credit Analyst

  - Financial analysis based on Financial Statements, Cash-Flow, main parameters of Business Plan or Investment projects;- Credit Risk Assessment considering the financial rating, client's behavior, main ratios of the company: Debt Repayment Capacity, Liquidity, EBITDA, Discounted cash-flow analysis

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  UniCredit Bank Romania

  Jan 2005 - Jan 2007

  Corporate Relationship Manager

  - Consultative sales of banking products (lending and non-lending), businesses assessment and consulting in order to identify the right solution ;- Portfolio management and development in terms of Volumes, P&L, Assets, Liabilities- Lending applications for corporate clients: based on financial analysis and credit risk assessment

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  BRD - Groupe Societe Generale

  Oct 2007 - Jan 2015

  - Design & Execute Regional Commercial Strategy, Customer Segmentation & Sales Campaigns to develop the business through Consultative Sales, Advisory and Long-Term relationship with clients from loans origination to the implementation of cash-management solutions;- Lead the commercial& sales team (Relationship managers, Branch managers, Credit analysts, Marketing responsibles) to increase the volumes of clients, loans, transactions;- Approving Competence and Voting Member in Credit Committee; Afișează mai puține

  • Multiregional Head of Lending - Corporate, SME & Microenterprises

    Jan 2012 - Jan 2015

  • Regional Commercial& Sales Manager- Corporate, SME and Microenterprises

    Jan 2011 - Jan 2012

  • Area Commercial& Sales Coordinator

    Oct 2007 - Feb 2011
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  BCR

  Jan 2016 - Jan 2021

  Head of Product and Processes Management- Lending, Liabilities &Transactions - Microenterprises

  - Successfully design & execute the lending and transactions business strategy for micro enterprises and small companies managing and implementing projects and streams;- Meeting & Exceeding Lending Goals: Strategically increased the yearly lending sales and implemented National & European Financing Programs;-Products & Processes Management and Development –managed and implemented projects and programs while driving transformational initiatives to optimize resources & operating model, enhance product features & reduce operational risks, significantly reducing the time of approval with app. 80%; Afișează mai puține

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  Veridio

  Jan 2022 - Feb 2024

  Business Valuation& Modelling Advisor

  - Business Development & Relationship Management–to identify potential transactions and clients; - Conducting Enterprise Valuation projects in line with the Valuation Standards and Scope of valuation (M&A, Financial Reporting, Capital Increase, Purchase Price Allocation)- Execute Enterprise Valuation Reports based on financial statement, forecast, business plans and scenarios;

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  OTP Bank Romania

  Feb 2024 - now

  Project Finance& Specialized Lending Large Corporate RM

  - Managing and developing relationships with large corporate clients and financial advisors in order to develop customized financing solutions- Conducting thorough credit analysis and risk assessments for potential and existing clients, ensuring compliance with bank policies and regulatory requirements- Offering senior expert advisory services to clients in order to meet their financial strategy, capital structure optimization, and funding alternatives to support their business growth and expansion plans- Expanding the bank’s portfolio through targeted business development initiatives and client service Afișează mai puține