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Sumit Ghosh

Sumit Ghosh

Credit Manager

location of Sumit GhoshKolkata, West Bengal, India

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  • Timeline

  • About me

    Senior manager at HDFC Bank

  • Education

    • Jermel's Academy

      -

    • Sri Sathya Sai Institute of Higher Learning

      2009 - 2012
      Bachelor of Commerce (B.Com.) hons Accounting and Finance, commercial law, quantitative techniques etc

    • Sri Sathya Sai Institute of Higher Learning

      2012 - 2014
      Master of Financial Management (MFM) Banking, Corporate, Finance, and Securities Law, project finance,

      Activities and Societies: Annual gram seva, annual sports and cultural meet, computer department

  • Experience

    • HDFC Bank

      Jul 2014 - now
      Credit Manager

      Assist in minimizing the Company’s risk from lending money by careful assessment of the credit risk of Retail assets while adhering to the Company’s credit policy and underwriting parameters.

  • Licenses & Certifications

    • BCSBI - MSE for Credit

      HDFC Bank
      Aug 2015

    • The 7 Choices

      HDFC Bank
      Aug 2017

    • Customer Rights Policy

      HDFC Bank
      Jun 2019

    • BCSBI - Customer Individual

      HDFC Bank
      Jul 2015

    • Process Test_Retail Credit

      HDFC Bank
      Aug 2019

    • BFPC and Banking Ombudsman Scheme

      HDFC Bank
      Sept 2019

    • Fundamentals of Credit

      Corporate Finance Institute® (CFI)
      Apr 2020

    • BCSBI - Customer Individuals

      HDFC Bank
      Sept 2019

    • SARFAESI ACT 2002

      HDFC Bank
      Sept 2019

    • Microsoft Power BI - Up & Running With Power BI Desktop

      Udemy
      Apr 2020

    • Consumer Durable Loan Policy

      HDFC Bank
      Apr 2018

    • KYC and AML Norms

      HDFC Bank
      Aug 2016

    • BCSBI - Micro and Small Enterprises

      HDFC Bank
      Sept 2019

    • Cyber Security RIC

      HDFC Bank
      Apr 2020

  • Honors & Awards

    • Awarded to Sumit Ghosh
      Silver Star Hdfc bank Ltd Jan 2018 Best performance for the month.
    • Awarded to Sumit Ghosh
      Best Credit Manager Hdfc Bank Ltd Jan 2016 Best portfolio (east region)