IOANNA VARDI

Experience

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  National Bank of Greece

  Feb 2000 - Aug 2000

  Account Officer

  - Transmission of orders for the purchase or sale of bonds , stocks , time deposits and mutual funds ( equity swap & repos)- Conduct with customers and offer advice or information relative of bank products

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  Piraeus Bank

  Sept 2000 - Feb 2007

  Senior Credit Officer

  Essential duties:- Evaluation of financing applications (retail financing ) for car loans- Evaluation of the proposals for cooperation with new dealers- partners and renewals of the existing relationship (Dealer assessment)- Evaluation of dealers creditworthiness and capacity for credit limits ( Stock Financing)- Credit assessment of rent a car companies for fleet finance.

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  Credicom Consumer Finance

  Mar 2007 - Jun 2015

  Corporate Credit Supervisor

  Essential duties: - Evaluation of proposals submitted by credit officers ( sme's and corporate financing)- Credit Analysis of corporate borrowers and conclusion of credit decision / recommendation - Financial Analysis of corporate borrowers Balance sheet, P&L, and Rating - Portfolio monitoring on a quarterly basis to ensure that is complete and accurate according to the credit policy (2.1 Permanent Controls)- Monitoring and recording operational risk events (internal / external fraud, maintain the Bank’s credit policy) and developing fraud prevention mechanisms- Design and readjust credit evaluation process, when necessary and recommend changes in credit policy to senior management- Recording cases of systemic risk like cases of fraud /suspicion of fraud coming from specific points of sales of the Bank’s financial services ( sme’s financing, car loans, personal loans, credit cards) and developing fraud prevention mechanisms- Monthly reporting of the production and the approval rates (MIS)- Prepare in annual base the BCP ( Business Continuity Plan ) reporting- Refinancing and restructuring of due and overdue loans.- Staff evaluation - Train and develop employees Show less

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  Board SA

  Nov 2017 - Jul 2018

  Financial Advisor

  Debt Advisory for Corporate clientsParticipation in preparation of Business Plans for restructuring Bank Loans

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  Thea Artemis Financial Solutions

  Jul 2018 - Feb 2021

  Corporate Case Manager

  Due Diligence of assigned portfolio in order to set the initial loan servicing strategy, the portfolio mapping and business plan recoveries.Participation in meetings held with the debtors, negotiation of the solution offered or any counter-proposal.Assessment of Enterprise Value and the value of collaterals.Preparation of credit memo, recommending the appropriate debt solution by setting reasonable assumption for a win-win approach.Monitoring of the recurring settlements.

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  DoValue

  Feb 2021 - now

  Relationship Manager Corporate & SME Remedial Workout