CA CMA FARHAN AFRIDI

Experience

• 

  Chandrabhushan Kumar & Co.

  Oct 2019 - Jun 2020

  AUDIT ASSISTANT

  Chandrabhushan Kumar & co. is a reputed Cost Accountant Firm Located in New Delhi, India from past 15 years. They deals with clients in different sectors Like Trading, Construction, Manufacturing, Service Sector and Banking, NBFC etc.• Preparation of Financial statements like Statement of Financial Position, Statement of Income and Statement of cash flow and also preparation of Cost Sheet for manufacturing Corporate client• Preparing cost of goods sold and production reports with implementing cost standards for materials and labor. •Reconciling beginning raw materials, work-in-progress and finished-goods stock•Calculate and investigate the cost of wages, materials, overheads and other operating expenses.•Monitoring unit cost variance, Standard V/s Actual.*Cost Audit & Internal Audit of Various firms and companies engaged in Manufacturing, Construction, Banking under the supervision of Principal*Preparation & filing of monthly GST returns , Quarterly, TDS returns and Yearly Income tax returns Show less

• 

  M. Fabricator

  Jul 2020 - Sept 2021

  Senior Account Executive

  M Fabricator is a professionally managed mechanical engineering Construction Company Located in Navi Mumbai, Maharashtra, Since Past 30 Years. It is focused in Fabrication, erection & testing of MS/SS tank, process Piping, Fire water Piping and utility piping for Oil , Gas, Chemical, Petrochemical, Fertilizers and other Industries.• Preparation of Financial Statements and preparation of Project Cost report• Deals with accounts receivable and with petty cash• Recognition of monthly accrued revenues, ledger Scrutiny on regular basis• Monthly Auditing and Closing of invoice register and deals with Auditors for Statutory requirements. Dhanlaxmi Bank Ltd. was incorporated in 1927 at Thrissur, Kerala by a group of ambitious and enterprising entrepreneurs. Overthe 94 years that followed, Dhanlaxmi Bank with its rich heritage has earned the trust and goodwill of clients. • Journalizing and posting of adjustment entries for monthly closing• Calculation of depreciation and amortization of Tangible and intangible assets• Assisting management in decision making.• Preparation & Filling of Monthly GST returns with checking & Approving expenses bills.• Preparation of Salary file of officers as per banks Format & Reconciling salary payments done in months on regular basis• Calculation of Employee wise profitability and analysis• Checking expenses and making provision on monthly basis for MIS.• Other duties assigned to position from time to time.• Preparation of Financial Statements and preparation of Project Cost report• Deals with accounts receivable and with petty cash• Recognition of monthly accrued revenues, ledger Scrutiny on regular basis• Monthly Auditing and Closing of invoice register and deals with Auditors for Statutory requirements. Show less

• 

  Dhanlaxmi Bank Limited

  Oct 2021 - Oct 2023

  Regional Credit Officer & Credit Mentor

  Dhanlaxmi Ltd. was incorporated in 1927 at Thrissur, Kerala by a group of ambitious and enterprising entrepreneurs. Over the 94 years that followed, Dhanlaxmi’s with its rich heritage has earned the trust andgoodwill of clients.• Credit Underwriting & Portfolio Management of loan application for both Corporate & retails mortgages Customers commercial and industrial mortgages.• Preparation of Credit proposals pertaining to various levels, i.e. Regional Level, Corporate Level and board level.• Financial statement analysis to determine the Credit – Worthiness potentials• Personal discussion with clients to understand business models, ensuring Integrity and precision of credit Data submi• Facilitating branches for Various Credit portfolio Campaign activitie• Preparation of CAM / CMA for large corporate Credit• Acting as Credit Mentor of 18 Branches in Western Region.• Ensuring deal underwriting within the prescribed Turn-around-time (TAT)• Member of Regional Credit Committee (RCC) for Sanction of Credit proposals falling under the delegation of the RCC mainly it includes products Like - All Retails, MSME applicant, Construction Finance/ Project Loan, Business Loan -Secured And Unsecured, Lease Rental, CC/OD Limit, Equipment Finance, Education Loan & Lease Rental Discounting.• Ensuring quality portfolio of the branches within the prescribed within the set parameters of early delinquency• Provide internal rating Validation Reports after analysis on Proposal to the Credit Officers at branch Levels.• Complying with RBIA , Internal audit queries• Facilitating the branches for smooth disbursal of the credit proposals• Manage Credit Underwriting function for corporate realty and funding group business for the assigned portfolio.• Evaluate the Financial status of the borrower assess the Credit Worthiness of the companies by analyzing Financial data like Balance Sheet, Profit and loss account, Cash flow statements and Annual reports, for Credit decision Purpose. Show less

• 

  Axis Bank

  Nov 2023 - now

  Credit Manager in RC & WC - Underwriting:Centralized Underwriting Team - SBB Credit
• 

  Euro Exim Bank

  Apr 2024 - now

  Trade Finance Consultant

  We are providing the following service.• Letter of Credit (AT Sight LC and USANCE from 30 days to 350 days, Backto Back LC, Front to Back LC) (LC)• Standby Letters of Credit (SBLC)• Bank Guarantee (BG)Tender Guarantee (TG)Earnest Monday Deposit/Guarantee (EMD)Advance payment Guarantees (APG)Performance Bank Guarantees (PBG)Retention Guarantee (RG)• Accounts: Offshore Bank Accounts for Corporates and Individuals, Charge card accounts can be arranged* Merchant Accounts (Payment Gateway) for online payment using credit or debit cards or charge cards• Proof of Funds (POF)• Blocked Funds (BF)• Pre-Advice messages (PA)• Bank Comfort letters (BCL)• Ready Willing and Able (RWA)• MONEY RemittanceBy default, our instruments such as Letter of Credit (LC), Standby Letter of Credit (SBLC) or Bank Guarantee (BG) will be issued from one of the following institutions on request.1. Euro Exim Bank, UK rep office(www.euroeximbank.com) - SWIFT: EUEIGBA12. Euro Exim Bank in St.Lucia,WI - SWIFT: For any further details, please either reply to this email mdfarhan.khan@euroeximbank-sales.com or contact me on (Country Code) Mobile Number +91-9540955293 Show less