Hamdi Katbeh [MBA, CCP, ToT]

Experience

• 

  Arab Bank PLC

  Feb 2007 - Jun 2009

  Relationship Manager (Corporate & SME Banking)

  o Analyzing financial reports as part of credit reports preparationo Identify companies' financial needso Evaluating companies' financial status before, during, and after loans repaymento Managing existing corporate credit portfolio and assessing its relative risko Review corporate credit requests and issue recommendations in relation to credit policies, and appropriate Risk-return propositionso Making decisions concerning the possibility of granting facilities to new customers according to their business and financial positions Show less

• 

  European Union

  Jun 2009 - Feb 2014

  Senior Credit Analyst

  Jordan service modernisation programme (A European Union programme for facilitating SME access to finance implemented through JEDCO) - Participation in the revision of OPIC loan guarantee scheme agreement and supervision of the agreement signing with local banks.- Responsible for the establishment of SMEFP (SME financing programme).- Assessing start-up and existing enterprises credit needs and its related risk.- Analyzing the financial situation of the companies based on their historical financial statements.- Reviewing project's feasibility studies in order to recommend credit decisions. Show less

• 

  Cairo Amman Bank

  Mar 2014 - Aug 2014

  Account Manager

  o Identify companies' financial needso Analyzing financial reports as part of credit reports preparationo Evaluating companies' financial status before, during, and after loans repaymento Managing existing corporate credit portfolio and assessing its relative risko Review corporate credit requests and issue recommendations in relation to credit policies, and appropriate Risk-return propositionso Making decisions concerning the possibility of granting facilities to new customers according to their business and financial positions Show less

• 

  Jordan Commercial Bank

  Aug 2014 - May 2022

  o Identify companies' financial needso Analyzing financial reports as part of credit reports preparationo Evaluating companies' financial status before, during, and after loans repaymento Managing existing corporate credit portfolio and assessing its relative risko Review corporate credit requests and issue recommendations in relation to credit policies, and appropriate Risk-return propositionso Making decisions concerning the possibility of granting facilities to new customers according to their business and financial positions Show less

  • Business Center Manager, SME Banking

    Feb 2017 - May 2022

  • Senior Relationship Manager

    Aug 2014 - Jan 2017
• 

  Bank of Jordan

  May 2022 - now

  Business Center Manager, Commercial banking

  Develop and implement lending strategies to drive business growth and achieve lending targets.• Evaluate loan applications, analyze financial statements, and assess creditworthiness of borrowers.• Conduct thorough financial analysis, including cash flow analysis, collateral evaluation, and risk assessment.• Negotiate terms and conditions of loan agreements, ensuring compliance with internal policies and regulatory requirements.• Manage and maintain a portfolio of commercial loans, monitoring repayment schedules, and ensuring timely collection of payments.• Provide guidance and support to lending officers, ensuring adherence to lending policies and procedures.• Build and maintain relationships with existing and potential borrowers, promoting the organization's lending products and services.• Collaborate with internal teams, such as credit risk, legal, and compliance, to ensure compliance with internal and external regulations.• Prepare and present comprehensive reports on lending activities, including loan performance, portfolio quality, and profitability. Show less