Michael Almendariz

Michael Almendariz

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location of Michael AlmendarizSão Paulo, São Paulo, Brazil

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  • Timeline

  • About me

    Information Technology | Software Architecture | Payment Methods | Financial Products | Tech Lead

  • Education

    • Universidade Presbiteriana Mackenzie

      1999 - 2003
      Bachelor's Degree Information Systems
  • Experience

    • Software Express

      Aug 2008 - Oct 2023

      - Leadership of strategic projects for the business unit in Brazil and Latin America, focusing on expansion into markets such as Argentina and Mexico;- Architecture and development of transactional solutions, covering conception, estimation, and resource planning;- Collaboration with Product Owners to enable solutions and oversee development progress;- Implementation of solutions such as SiTef, Fepas Card-SE, Fepas Hub, and Digital Wallets (QR Code);- Implementation of the QRPago product in Argentina, adapting key transactions for the Clover POS terminal. Show less - Technical coordination of SiTef demands, the leading TEF concentrator in the market, focusing on initial analysis and strategic direction;- Architecture and design of projects, including conception, estimation, and definition of resources and teams;- Development of integrated solutions with Hardware Security Module (HSM) for key management and secure cryptographic operations, ensuring compliance with Abecs standards for pinpads;- Collaboration in developing the standardized messaging interface for new payment authorizers (CardSE), ensuring efficiency and consistency in system communication. Show less - Coordination of the SiTef Software Development team, ensuring alignment and efficiency in deliveries;- Leadership in certification with national acquirers, establishing a unified and standardized payment interface (EMV, Contactless, QR Code);- Execution of SiTef’s PA-DSS certification, aligning the solution with global security standards;- Management of internal team processes to optimize workflows;- Implementation of automation tools to ensure quality and agility in software development. Show less - Development of software projects for authorizing card payment transactions, integrating solutions with major acquirers in Brazil;- Participation in the SiTef development team, a widely used TEF application in Brazilian retail, responsible for capturing and processing card transactions across various POS terminals;- Implementation of communication interfaces between payment systems and devices from different manufacturers;- Analysis and optimization of transaction processes, focusing on efficiency and security in retail payment processing. Show less

      • Software Architect

        May 2020 - Oct 2023
      • Technical Coordinator for Authorizers and Payment Gateway

        Mar 2016 - Apr 2020
      • Software Development Coordinator

        Dec 2012 - Mar 2016
      • Senior Systems Analyst

        Aug 2008 - Dec 2012
  • Licenses & Certifications