Niharika Joshi

Niharika Joshi

Sales Executive

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  • Timeline

  • About me

    Relationship Manager at Coast Capital Savings

  • Education

    • University of the Fraser Valley India/ Canada

      2018 - 2022
      BBA Business Administration and Management, General 3.71

      Transfer student from India to Canada.

  • Experience

    • Netmeds.com

      Jun 2017 - Aug 2018
      Sales Executive
    • EClerx

      Nov 2019 - May 2020
      Customer Support Analyst

      Awarded employee of the month twice for having the 92% customer service score. • Provided technical support services to customers of US based telecommunication Comcast Inc.• Handled 80+ calls daily and provided troubleshooting solutions to fix equipment.• Upgraded and adjusted billing account as per customer requests and services.

    • Zayntex Spinners Pvt Ltd.

      Jun 2020 - Aug 2020
      Human Resources Assistant

      Facilitate onboarding and orientation process.• Support HR manager to maintain orientation packages as required.• Provide administrative support to HR management.• Serve as first point of contact for new hires for any queries pre or post orientation.• Maintain professional and collaborative working relationship with staff and pub

    • McDonald's

      Feb 2021 - Jan 2022

      Greeting customers , taking orders and payments. Resolving guests complaint and taking feedback. Responsible for keeping the restaurant clean . • Help new hires in training modules and providing equipment-training.• Taking orders and promoting new offers and promotions to guests.• Resolving guest complaints and maintaining restaurant cleanliness.• Complete monthly performance review (SOC’s) for new hires.

      • Crew Member

        Apr 2021 - Jan 2022
      • Crew Trainer

        Feb 2021 - Jan 2022
    • University of the Fraser Valley

      Sept 2021 - Dec 2022

      • One-to-one tutoring to UFV students for writing and subject area.• Representing ASC at opportunity fairs and hosting writing workshops.• Booking tutoring appointments and updating session notes.• Assist in maintaining and updating of ASC resources on website. • Modify and update resources on ASC website Working with students to help them understand the concepts especially those learned in classroom.

      • Level Two Peer Tutor

        Jan 2022 - Dec 2022
      • Level one Peer Tutor

        Sept 2021 - Feb 2022
    • Coast Capital Savings

      Dec 2022 - now

      Proactively provide needs-based advice by developing and presenting customized financial solutions regarding deposits, invesments (GIC's), lending, and credit cardsUtilize sound credit interviewing, judgement and analysis skills to identify and provide recommendations on credit solutions within guidelines, on products including mortgages, loans, lines of credit and credit cardsProvide sound investment advice and identify appropriate solutions including registered and non-registered term deposits, TFSA’s Maintain up-to-date knowledge of economic and market conditions. Show less Educating clients to ensure they understand how their money is being managedEngaging with new and existing clients on a daily basis to better understand their short- and long-term financial goalsMonitoring client portfolios to ensure these meet their progress and target Providing tax, income, and estate guidance for clients while being able to answer questionsRegularly attending training sessions to stay up-to-date with regulatory or industry changesAssisting with marketing and communications to help grow their customer baseProactively resolving or preventing banking or portfolio problems Show less Serves customers by completing account transactions.Provides account services to customers by receiving deposits and loan payments, cashing checks, issuing savings withdrawals, and recording night and mail deposits.Records transactions by logging cashier’s checks, traveler’s checks, and other special services; preparing currency transaction reports.Cross-sells bank products by answering inquiries, informing customers of new services and product promotions, ascertaining customers’ needs, and directing customers to a branch representative.Completes special requests by closing accounts, taking orders for checks, opening and closing Christmas and vacation clubs, exchanging foreign currencies, completing safe-deposit box procedures, and providing special statements, copies, and referrals.Reconciles cash drawer by proving cash transactions, counting and packaging currency and coins.Reconciles loan coupons and other transactions.Maintains supply of cash and currency and turns in excess cash and mutilated currency to head teller.Complies with bank operations and security procedures by participating in all dual-control functions, maintaining customer traffic surveys, auditing other tellers’ currency, and assisting in certification of proof.Maintains customer confidence and protects bank operations by keeping information confidential.Contributes to team effort by accomplishing related results as needed. Show less

      • Relationship Manager

        Apr 2024 - now
      • Member Advising Specialist

        Apr 2023 - Apr 2024
      • Member Banking Specialist

        Mar 2023 - Apr 2023
      • Member Service Representative

        Dec 2022 - Mar 2023
  • Licenses & Certifications

    • IELTS

      IDP Education Ltd
      May 2020
    • SafeTalk in suicide alertness

      LivingWorks
      Feb 2022
    • Academic foundation program

      University of the Fraser Valley
      Jun 2018
  • Honors & Awards

    • Awarded to Niharika Joshi
      Randy Huber Memorial Academic Success Centre Leadership Award The University of the Fraser Valley Jul 2022 Award for exceptional academic achievement and constant efforts put to improve the surrounding community.
  • Volunteer Experience

    • Member

      Issued by UFV Circle K on Jan 2021
      UFV Circle KAssociated with Niharika Joshi
    • Student Volunteer

      Issued by Qbiz India on Sept 2019
      Qbiz IndiaAssociated with Niharika Joshi
    • Human Resources Team Member

      Issued by Enactus University of the Fraser Valley on Feb 2021
      Enactus University of the Fraser ValleyAssociated with Niharika Joshi
    • UFV Climb Guide

      Issued by University of the Fraser Valley on Aug 2021
      University of the Fraser ValleyAssociated with Niharika Joshi