Sooraj Narayanan

Experience

• 

  South Indian Bank

  Dec 2007 - now

   In-depth knowledge of operations in credit business with experience in handing designing new strategies to generate more business. An enterprising team player with proven abilities in leading teams towards the achievement of organisational goals and industry best practices.  An effective communicator with excellent relationship building & interpersonal skills, strong analytical, problem solving & organizational abilities.  Managing various credit operations including appraising Fresh proposals of loans for Small and Medium Enterprises, conducting risk analysis & scrutinizing relevant documents before sanctioning loans. Supervising approval of loan proposals & sanctioning credits after appraising solvency status & verifying documents as well as post sanction follow-up and disbursal of loan. Monitoring post loan disbursement activities including processing of release letters. Ensuring non-discrepancy in checking of documents. Evaluating loan proposals and sanctioning loans after evaluating risks involved. Preparing and checking loan applications as well as recommending the loan amount after inspecting the various documents submitted for scrutiny. Show less  Responsible for achievement of Yearly Targets of Assets.  Managing various credit operations including appraising Fresh proposals of loans for Small and Medium Enterprises, conducting risk analysis & scrutinizing relevant documents before sanctioning loans. Maintaining the approval and rejection ratio and all the trackers. Supervising approval of loan proposals & sanctioning credits after appraising solvency status & verifying documents as well as post sanction follow-up and disbursal of loan. Monitoring post loan disbursement activities including processing of release letters. Ensuring non-discrepancy in checking of documents. Renewal of various Working Capital Limits on annual basis and Renewal of Documents before the documents get Time Barred. Show less

  • Cluster Head

    Jan 2018 - now

  • Senior Manager

    Apr 2014 - Dec 2017

  • Manager

    Apr 2011 - Mar 2014

  • Asst Manager

    Dec 2007 - Mar 2011