Maggie Ramold-Kile

Experience

• 

  Buena Vista University

  Aug 2011 - May 2015

  Student

  Majors: Accounting and Finance/Banking

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  The Greater Des Moines Partnership

  Jan 2014 - Jan 2014

  Economic Development Intern

  -Collect prices of the C2ER Cost of Living Survey-Procure data sources and enter updates into the LocationOne information system-Assist with the International Division, including implementation of new export plan and a foray into FDI-Update roster of Call and Processing Centers in Greater Des Moines Area

• 

  United Bank of Iowa

  Feb 2014 - May 2014

  Internal Audit Intern

  -Assisted internal audtior with FIDICA audit testing

• 

  State Farm

  Jun 2014 - May 2015

  Personal Lines Representative
• 

  John Deere Financial

  Jul 2015 - Dec 2016

  Credit Processing Specialist
• 

  LWBJ

  Dec 2016 - Aug 2020

  • Provide business valuation and due diligence support to clients by performing necessary analysis and calculations, and presenting information in concise and meaningful way • Assist in investment banking activities, including providing recommendations for mergers and acquisition transactions and helping clients raise capital• Prepare business plans for clients including market research and industry analysis• Develop relationships and gain understanding of client operations and business objectives Show less • Conduct financial statement audits and reviews for private clients in various industries including: Manufacturing, Real Estate, Healthcare, and Technology• Develop and adjust audit procedures for clients diligently and according to generally accepted accounting principles • Perform substantive audit procedures including in-depth analytical inquiries with client and detail testing of financial statements• Identify and communicate accounting and auditing matters with managers and discuss audit findings with clients Show less

  • Financial Analyst

    Sept 2019 - Aug 2020

  • Senior Audit Staff

    Nov 2018 - Sept 2019

  • Audit Staff

    Dec 2016 - Nov 2018
• 

  Lincoln Savings Bank

  Aug 2020 - Mar 2023

  Senior Commercial Loan Portfolio Manager

  ● Serves as first point of contact and primary resource and liaison with customers to assure thatrequests are responded to efficiently● Prepare cash flow and collateral analysis for large and complex credit requests, specifically tax creditbridge loans, to ensure optimum credit quality, profitability, and policy adherence● Advises commercial loan offers on loan structure and risk mitigation● Responsible for monitoring existing loans to ensure complete conformity with terms and creditquality by using internal reports to recommend and implement corrective action for stability of loans● Collaborates with credit administration department in review and approval of loan presentations Show less

• 

  National Trust Community Investment Corporation

  Apr 2023 - now

  Asset Manager