
Timeline
Skills
EconomicsAbout me
Credit Manager at Union Bank of India
Education

Indian institute of banking & finance
2014 - 2015Caiib and jaiin• Passed Junior associate of Indian Institute of Banking with distinction(JAIIB)• Passed Certified Associate of Indian Institute of Banking(CAIIB)

University school of economics, panjab university
2008 - 2010Masters of arts economicsMajored in Economics of Industry, Minor in Economics of Public Finance and Econometrics•Co-authored a research paper titled “Bridging Infrastructure Gap - Building Capacities through PPP (Public Private Partnerships)” •Member of the Placement Cell Committee, Dept. of Economics,; •Won first prize in Economic quiz held at 2nd Social Science Congress,

Punjab school of economics, guru nanak dev university
2004 - 2007B.sc economics
Experience

Planning commision
Jun 2010 - Aug 2010Economic internAgriculture Division, Planning Commission of India; •Gained familiarization with the processes involved in the formulation of Five Year Plans and Annual Plans and the appraisal of their efficiency and effectiveness•Conducted research and analysis on India’s agriculture sector credit policy and attempts to ensure access to credit for small and landless farmers•Formulated and presented recommendations as a report on “Sustainability of Agriculture Credit: An Assessment and Way Forward” •Advisors: Dr. V.V. Sadamate, Senior Advisor to Deputy Chairman and Shri Daljeet Singh, Director, Agriculture Division Show less

Punjab planning board
Oct 2012 - Apr 2013Economic intern• Appointed as Economic intern in the Office of Chief Secretary to the Govt. of Punjab.• Worked on organizing notes for cabinet meetings, discussing agendas and debriefing the same to lower departments.• Handled files of Industrial and Financial deptt. and debriefed the same to chief secretary.• Discussed the CAG report on Punjab financial Indicators and was part of meetings on improving state financial position.

Union bank of india
May 2013 - nowHandling MSME and corporate loans portfolio.Dealing in working capital and term loan credit needs of big business housesMeeting non fund based credit needs of business housesAnalysis, processing, risk ratings of credit proposals Tarn Taran branch•Dealing in retail loans, working capitals and agriculture loans•Handling routine operations, deposits, accounts, administration and TDS operations of the branchTarn Taran branch•Audit compliance, monitoring of loans and recovery management• risk management, mitigation and compliance • government business• bringing in new business enhancing customer satisfaction
Credit Manager
Mar 2017 - nowDeputy Branch Manager
May 2013 - now
Licenses & Certifications
- View certificate

Customer analytics
Coursera course certificatesNov 2015 - View certificate

Accounting analytics
Coursera course certificatesSept 2016 - View certificate

Operations analytics
Coursera course certificatesDec 2015 - View certificate

People analytics
Coursera course certificatesJan 2016
Recommendations

Harry cheema
Founder & Director Sphere Global SolutionsHayes, England, United Kingdom
Divya nayak
Technical LeadBengaluru, Karnataka, India
Leandra thorne
Art Director | Visual Designer | MA in Graphic DesignPort Orchard, Washington, United States
Zoltan sisak
Managing Director at HTTP FoundationHungary
Anay gupta
SDE-1 @Dotpe | Competitive Coder | Web DeveloperUttar Pradesh, India
Rashi khanna
Software Engineer @EricssonNoida, Uttar Pradesh, India
Jonathan ahern
Associate Director of Graduate Programs at BC Woods College of Advancing StudiesBoston, Massachusetts, United States
Veronika bervidová
HR Specialist, HR Strategy ve společnosti skoda autoMladá Boleslav, Central Bohemia, Czechia
Joe ong
Inspired Learning, Impacting LivesSingapore
Gayan kalhara
Full Stack Web Developer with expertise in Laravel, Python, React and Next.js 👨💻 | UI & Visual De...Greater Brisbane Area
...