Kaustubh Kulkarni

Experience

• 

  MWH, now part of Stantec

  Jan 2012 - Jul 2012

  Internship

  • Worked on the BRIMSTOWAD(Brihan Mumbai Storm Water Drains) Project, by using indigenousGIS software of MWH like MapInfo and Data Manager to represent storm water networks and catchment areas.• Discussed solutions for unhindered storm water flow through a now defunct system like desiltation of clogged drains and expansion of drain cross sections and installation of pumping stations.

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  RMS

  Jan 2014 - Jul 2014

  Internship

  • Developed solutions for delineation of urban flood extents using EPA-SWMM (Storm WaterManagement Model), ArcGIS and HECRAS and generated results for Panama City, Florida andBellingham City, Washington.• Analysed raster data using R and ArcPy for artefact isolation and removal by using high cut filters.• Gained valuable insight into the operation of the insurance industry and the concepts of insurance and reinsurance as a result of working with one of the leading catastrophe modelling firms in the world. Weniger anzeigen

• 

  Wholdus.com

  Jun 2015 - Apr 2017

  Co-Founder, Product Management

  Wholdus is a B2B E-Commerce Marketplace for apparels. Our mission at Wholdus is to revolutionize product distribution for manufacturers across India and make multiple sourcing options available for retailers in Indian and overseas market.In my role as co-founder:• Drove zero to one growth phase by scaling business to GMV run rate of US$370K and growing team to 12.• Led product and UX strategy by conducting user research and developing e-commerce websites & mobile applications to support 250 manufacturers, 6,000+ retail outlets.• Growth-hacked mobile application adoption through automated WhatsApp bots, fetching 5,000+ active users with 70% lower acquisition costs.• Created product recommender system using user preferences and feedback data, boosting engagement by 30% to 550K daily interactions. Weniger anzeigen

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  Indifi

  Apr 2017 - Apr 2019

  Indifi is a SME cashflow financing platform backed by Accel Partners, Elevar Equity and Omidyar Network. The Technology team at Wholdus was absorbed at Indifi. My contributions to Indifi were:• Founded analytics department, defined vision, and grew team to 8; reporting to CEO/Head of Analytics.• Launched online channel, iterated MVP to product market fit, and optimized conversion funnel to process a high volume of loan applications monthly.• Deployed machine learning based fraud prevention framework, resulting in 30% decline in loss rate. Weniger anzeigen

  • Senior Data Scientist

    Apr 2017 - Apr 2019

  • Data Scientist

    Apr 2017 - Jun 2018
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  Validus

  Jun 2019 - Aug 2021

  Validus Capital is the leading peer to peer SME Lending marketplace in ASEAN region, backed by Vertex Ventures. Validus is the Singapore Fintech Awards 2019 winner.My contributions were:• Managed team of 8 data scientists & engineers, and worked with founders, investors, and other stakeholders as second-in-command to Chief Analytics Officer.• Defined business plan & data strategy for Thailand market entry; joint venture with one of largest Thai conglomerates generated a large volume of disbursals in first 6 months.• Led team to launch product for monitoring and flagging risky customers during Covid crisis, winning 1st award in MAS Global Fintech Innovation challenge with prize of US$110K.• Launched products for platform investors - auto-invest mechanism, portfolio optimization, and loan recommender system - increasing liquidity by 20%. Weniger anzeigen • Created product roadmap for customer pre-approval and onboarding by collaborating with Fortune 500 corporates across Southeast Asia, accounting for majority of gross loan disbursals.• Coordinated cross-functional team of 11 analysts, engineers, & underwriters to restructure risk strategy; maintained lowest non-performing loans ratio across competitors.• Led development for dashboards to track KPIs for founders, investors & executive team, and for data warehouse on AWS ingesting over 10k data points.• Implemented business continuity plan, portfolio monitoring, and investor retention measures as part of Covid-19 crisis management committee, maintaining 2% MoM portfolio growth. Weniger anzeigen

  • Manager, Product Management

    Jul 2020 - Aug 2021

  • Senior Associate, Product Management

    Jun 2019 - Jun 2020
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  Amazon

  Sept 2022 - now

  Senior Product Manager

  As part of the E-Commerce Customer Experience team, I lead product initiatives to make shopping on Amazon a delightful and seamless shopping experience for customers by building new features on our website and mobile apps