Oluseyi Owolabi. PMP®, MBA

Experience

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  Makwada Farms Limited

  Jun 2009 - Oct 2011

  Farm Manager

  • Acquired an advanced comprehension of farm operations, procurement requirements, and labor necessities.• Pioneered targeted efficiency enhancements to elevate crop production, surpass financial objectives, and foster profitability.• Diversified farm operations by introducing tours, special events, and customer engagement activities.• Orchestrated scheduling and oversight of maintenance and repairs for outdated machinery, ensuring operational continuity.• Enforced strict compliance with health, safety regulations, and biosecurity protocols across all staff and personnel.• Led a team of 35 both skilled and unskilled farm workers, demonstrating strong leadership and management capabilities.• Collaborated cross-functionally to develop budgets and generate financial reports.• Nurtured a culture of continuous improvement by collaborating closely with employees to refine practices, techniques, and safety protocols, thereby optimizing performance, and reducing wastage.• Worked in a high-growth startup environment, fostering innovation, and driving growth through the development of agribusiness products, procedural protocols, and documentation requisites. Show less

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  Accion Microfinance Bank Limited

  Dec 2011 - Oct 2013

  Credit Officer

  • Managed end-to-end loan processes encompassing origination, review, processing, closure, and administration of customer loan proposals.• Achieved a remarkable growth of over 500% in the loan portfolio while maintaining a Portfolio at Risk (PAR) of less than 1%.• Conducted comprehensive market analysis, identifying, and assessing potential loan markets for strategic targeting.• Facilitated seamless verification and recommendations by submitting loan applications to underwriters.• Fostered robust customer relationships through the provision of exceptional customer service, contributing to enhanced client satisfaction..• Provided critical insights into loan application reviews, leading to informed recommendations on loan approvals and denials Show less

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  Union Bank of Nigeria Plc

  Oct 2013 - Dec 2017

  Regional Agribusiness Manager

  • Managed end-to-end loan processes encompassing origination, review, processing, closure, and administration of customer loan proposals.• Achieved a remarkable growth of over 500% in the loan portfolio while maintaining a Portfolio at Risk (PAR) of less than 1%.• Conducted comprehensive market analysis, identifying and assessing potential loan markets for strategic targeting.• Facilitated seamless verification and recommendations by submitting loan applications to underwriters.• Fostered robust customer relationships through the provision of exceptional customer service, contributing to enhanced client satisfaction.• Provided critical insights into loan application reviews, leading to informed recommendations on loan approvals and denials. Show less

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  Sterling Bank Plc

  Dec 2017 - Mar 2021

  • Conducted thorough credit reviews and analysis for transactions ranging from above 50 million to 5 billion Naira, while also playing a pivotal role in deal structuring.• Assumed the role of assistant product manager for the development of the Sterling Women & Youth in Agric Finance (SWAYAGFIN) loan product.Instrumental in securing $20M in donor funding from the MasterCard Foundation (MCF) to facilitate lending to women and youths engaged in agriculture.• Effectively resolved challenges, optimizing credit turnaround time, and consistently delivered exceptional service to clients.• Collaboratively engaged in team projects, showcasing strong teamwork and effective collaboration skills.• Demonstrated exceptional time management, consistently meeting deadlines across all assigned tasks.• Cultivated adept communication and organizational skills through active participation in group projects.Contributed to day-to-day operations, efficiently and productively collaborating with all team members in credit analysis.• Made compelling business cases backed by data and convinced people to follow his direction, contributing to enhanced client satisfaction and the growth of the agribusiness industry. Additionally, demonstrated knowledge and expertise in export/import processes, contributing to the successful structuring of agribusiness deals and the financing of commodity and fertilizer value chains.• Drafted credit memos and presented findings to investment committees, providing critical insights into loan application reviews, and leading to informed recommendations on loan approvals and denials. Show less

  • Agric Credit Analyst (Commerical &Institutional Banking)

    Nov 2020 - Mar 2021

  • Regional Agric Finance Manager (South South /South East)

    Dec 2017 - Jan 2021
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  Polaris Bank Ltd.

  Mar 2021 - Jun 2021

  Agribusiness Analyst

  • Spearheaded and successfully navigated the entire spectrum of loan processes, overseeing origination, meticulous review, efficient processing, timely closure, and effective administration of customer loan proposals.• Demonstrated a noteworthy achievement by propelling the loan portfolio to an impressive growth rate exceeding 500%, all while maintaining a Portfolio at Risk (PAR) consistently below 1%.• Conducted thorough market analyses, pinpointing and evaluating lucrative loan markets for strategic targeting, thereby contributing significantly to credit portfolio expansion.• Streamlined the verification process and enhanced the quality of recommendations by adeptly presenting loan applications to underwriters, ensuring a smooth and efficient approval workflow.• Cultivated strong customer relationships through the delivery of exceptional customer service, playing a pivotal role in elevating overall client satisfaction levels.• Contributed critical insights during loan application reviews, playing a key role in delivering well-informed recommendations that influenced decisive outcomes in both loan approvals and denials. Show less

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  TAJBank Ltd.

  Jun 2021 - Feb 2024

  Head,Agribusiness

  • Formulated and aligned policies with risk acceptance criteria, shaping bank-wide agribusiness strategy.• Devised market penetration strategies across diverse value chain activities to enhance business development.• Led the expansion of the Agricultural sector's balance sheet by more than 800%, concluding at 19.5% of the bank's total financing portfolio by the end of 2022, all while maintaining a Non-Performing Loan (NPL) rate below 1.3%.• Led the structuring of agribusiness deals, conducting rigorous risk assessments and appraisals for new transactions.• Provided mentorship to newly onboarded team members, imparting expertise in agribusiness financing, sales, and product development.• Authored comprehensive product papers to drive the financing of agro-commodity, agro- input and fertilizer value chains, significantly contributing to the bank's expansion, profitability and innovation efforts.• Evaluated export facilities, agro working capital facilities, while demonstrating expertise in credit risk analysis and financial modeling.• Conducted due diligence and structured transactions contributing to successful deal closures and client satisfaction. Show less

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  Sabi

  Feb 2024 - now

  Leading the entire lifecycle of deal management, including origination, trade facilitation, and closure. • Successfully originated and closed three (2) high-value deals worth $4 million, contributing to a 30% increase in company-wide revenue. • Identify and evaluate new business opportunities and develop a robust pipeline of prospective deals. • Coordinating with internal and external stakeholders to facilitate trade transactions, ensuring compliance with regulatory requirements. • Negotiating favorable terms and conditions, prepare contract documentation, and oversee deal finalization. • Developing and maintaining strategic partnerships to enhance business opportunities and create value-added solutions for clients. • Streamlined trade facilitation processes, reducing transaction turnaround time by 80%. • Reporting on deal progress to senior management. Show less • Development of an enterprise-wide risk management framework and credit policy guide • Preparation of executive Summary in respect of application for the consideration of the Management Credit Committee (MCC).• Attending to queries and clarifying issues raised by Commercial Officers in respect of credit applications.• Carrying out periodic reviews of credit product papers to facilitate efficient workflow.• Facilitating enterprise-wide performance standards (especially turnaround time) and monitoring adherence to set targets as appropriate.• Acting as a resource person for training and development sessions for subordinates, other credit analysts, and relationship/commercial managers in the market-facing units.• Supervises the analysis and processing of approvals of credit requests from commercial units.• Provides consulting and advisory functions for the business units in such areas as transaction structuring, interpretation of credit policy, etc.• Spearheaded the implementation of various process improvement initiatives to drive higher efficiencies in the credit process, as well as remedial action on non-performing facilities.• Reviewed enterprise-wide credit policy formulation to ensure alignment with the organization’s objectives and goals. Show less

  • Senior Deal Manager

    Jul 2024 - now

  • Lead, Credit Analysis (Agriculture & FMCG)

    Feb 2024 - Jul 2024