Jeff Haynes

Experience

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  Fifth Third Bank

  Jan 2009 - Jul 2021

  Senior position responsible for the execution of the Commercial Credit Risk Review (CRR) program. Primary components of the CRR program include ensuring the integrity of the Bancorp's commercial dual rating model through the independent assessment of assigned risk rating and accrual status accuracy; evaluating the effectiveness of underwriting and monitoring practices; conducting compliance reviews with Bancorp commercial loan policies; and critically evaluating the accuracy and effectiveness of commercial credit risk management processes throughout the Bancorp. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined, while operating in a complex Regulatory environment. As a Lead Reviewer, responsible for the day to day management of a complex review and the creation of management reports communicating the results of the review. Continued responsibilities as the team’s Subject Matter Expert in the Bank’s Asset-Based Lending review, Orphan Automated Clearing House (ACH) exposure, and a participant in the team’s Program Enhancement Task Force. Show less Responsibilities include monitoring and testing the accuracy of assigned dual risk rating and regulatory grades, evaluation of the underwriting process, review for compliance with the Bank’s Commercial loan policies, and critically evaluating the accuracy and effectiveness of commercial risk management processes throughout the Bank. Additionally, identify process improvements to increase the efficiency and effectiveness of the Credit Risk Review process.Assist in preparation and coordination of management reports that communicate the results of testing from all review processes and work with appropriate Bank personnel to help resolve identified issues. Specialized in performing the reviews of the Bank’s Orphan Automated Clearing House (ACH) and Commercial Card credit exposures. Show less

  • Senior Credit Risk Review Manager, VP

    Nov 2020 - Jul 2021

  • Senior Commercial Credit Risk Review Officer, VP

    Nov 2015 - Nov 2020

  • Commercial Credit Risk Review Officer

    Jan 2013 - Nov 2015

  • Senior Financial Auditor

    Jul 2010 - Dec 2012

  • Staff Financial Auditor

    Jul 2007 - Aug 2010

  • IT Staff Auditor

    Jan 2009 - Dec 2009
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  Commerce Bank

  Aug 2021 - now

  Commercial Real Estate VP