Robin Kumar Singh

Experience

• 

  Sandoz Division, Novartis (Bangladesh) Ltd.

  Jan 2011 - Nov 2012

  Executive, Sales Excellence

  Customer visit and demand generation as per tour plan.Performance analysis across channels and follow up thereby.Conduct Training for Developing the Sales Force.

• 

  AB Bank PLC.

  May 2013 - Mar 2022

  Managing a part of SAM portfolio worth BDT 490.00 Cr. (On Balance Sheet) and BDT 200.00 Cr (Off-Balance Sheet) for recovery.Analyzing credit memorandum received from different branches for an amicable settlement, rescheduling on the basis of applicable rules and regulations, and internal policies.Negotiating with concerned parties after assessing credit memos on a merit basis.Processing legal action permission requests and maintaining timely follow-up of pending court cases.Achieving yearly recovery targets as set by the management.Performing any other task as assigned. Show less Managing a part of SAM portfolio worth BDT 470.00 Cr. (On Balance Sheet) and BDT 150.00 Cr (Off-Balance Sheet) for recovery.Analyzing credit memorandum received from different branches for an amicable settlement, rescheduling on the basis of applicable rules and regulations, and internal policies.Negotiating with concerned parties after assessing credit memo on merit basis.Processing legal action permission requests and maintaining timely follow-up of pending court cases.Achieving yearly recovery target as set by the management.Performing any other task as assigned. Show less Managing a credit portfolio worth BDT 20.00 Cr.Reviewing clients’ credit requirements and business condition after certain interval, updating credit limit structures, and making appropriate credit recommendations.Preparing credit proposals for Corporate and SME customers upon careful conducting of required analyses (financial statement and ratio analysis, ICRRS, etc., industry analysis including SWOT analysis and evaluation of competition, onsite inspection of projects, etc.) of borrowers’ business projects to determine the viability of their projects and their credit worthiness.Checking credit approval meticulously and preparing credit documents, loan documentation checklist and other necessary documents in line with credit approval.Maintaining credit line as per credit approval across different system, transaction monitoring and resolution.Preparing and submitting different types of timely reports, statements (ISS, CL, BASEL lll, SBS3, CIB etc.) to HO, Bangladesh Bank, and other different regulatory authorities.Reviewing credit documents periodically and update if needed.Ensuring recovery drive to overdue and further downgraded customers.Contributing to team by completing related results as needed. Show less

  • Senior Principal Officer, SAM Division

    Jun 2021 - Mar 2022

  • Principal Officer, SAM Division

    Oct 2020 - May 2021

  • Principal Officer, (Credit)

    Aug 2016 - Oct 2020

  • Principal Officer (Trade Service)

    May 2015 - Aug 2016

  • Management Trainee

    May 2013 - May 2015
• 

  ONE BANK PLC

  Mar 2022 - now

  Senior Principal Officer & Manager, SAM (Corporate)

  Following up a portion of the bank`s total non-performing corporate asset portfolio amounting to BDT 585 Cr. (On Balance Sheet) and BDT 221 Cr (Off-Balance Sheet).Preparing and analyzing credit memorandum, and notes for the competent approval authority for an amicable settlement, rescheduling based on applicable rules and regulations, and internal policies.Regularly maintain communication with corporate defaulting customers by visiting offices, factories, and residences and pursuing them for payment and settlement. Determining account-wise plan, exit/recovery strategy for special assets, and pursuing all options to maximize loan recovery.Assisting and coordinating with the legal team to initiate and expedite the legal process to speed up the recovery process of the bank.Liaison with internal stakeholders (ICC, FD, CAD, Business Hub, Legal) on various issues.Achieving yearly recovery targets by regularizing NPL as set by the management.Maintaining MIS for information as and when required and managing files of different defaulting borrowers.Performing any other task as assigned. Show less