Kade McMullin

Experience

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  Zions Bank

  Apr 2013 - Sept 2017

  Solicit and generate mortgage business for the bank through previous contacts, relationships and referrals including real estate agents, builders, developers and branches.Originate residential home loans. Remain informed of trends and developments in the local real estate market, and changing rules and regulations pertaining to mortgages.Ensure compliance with regulatory guidelines in the performance of loan originator duties.Interview potential applicants to gain information concerning their needs, desires and other goals, as well as obtain and review pertinent financial and credit data.Assist customers with information about loan types and interest rate options, lock interest rates as requested by customers, preparing and sending initial disclosures to customers and submit information to automated underwriting software.Ensure any re-disclosures are made timely.Order appraisals through system, arrange for title search and obtain necessary documents when appropriate.Communicate with customers throughout the process and work with processors through closing.Develop and maintain internal relationships to drive cross-sell opportunities for other bank products Show less Assist in achieving financial center strategic goals through their own production goalsBe responsible for personal production to include identifying and addressing client needs and providing solutions which may include new accounts, consumer loans, performing client service issues, and responding to more complex client complaints and questionsMake appropriate referrals for other bank products and services, including commercial lending productsWork closely with Regional Sales Manager and Area Operations Manager to achieve sales and service objectives and maintain operational integrityPerforms other duties as assigned Show less

  • Mortgage Loan Officer

    Jan 2017 - Sept 2017

  • Personal Banker

    Apr 2013 - Jan 2017
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  Cache Valley Bank

  Sept 2017 - Jul 2020

  Operating loansOwner-occupied real estate purchase and term financingWorking capital lines of credit and term loansEquipmentSBA 504 and 7(a) financing

  • Business Development Officer

    Jan 2019 - Jul 2020

  • Assistant Relationship Manager

    Sept 2017 - Jan 2019
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  State Bank of Southern Utah

  Jul 2020 - now

  Card Services Director

  I oversee and manage the consumer and business debit and credit card product line for State Bank of Southern Utah. I am also responsible for the development of related new product enhancements and product strategy. My goal is to ensures efficient, effective, and professional service to our customers. I am also responsible for meeting expectations and metrics of the bank's credit and debit card portfolios, gift cards, credit rewards, merchant accounts and ATM network performance.