Raphael De Paula

Experience

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  Unibanco Seguros e Previdência

  Jun 2002 - Jun 2004

  Intern

  Budget control and follow-up of insurance and pension sales in the network of bank branches in Brazil, management of the insurance and pension portfolio, development and monitoring of tools that support the sales process, monthly study of sectoral analysis of insurance products and processes and pension plan, elaboration of the communication to sales managers and supervision of the performance of the branch support call center.

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  Deloitte Touche Tohmatsu

  Nov 2004 - Nov 2011

  Prospecting for new clients, preparation of proposals for the provision of audit services, identification of risk areas involved in the activities of accounting auditing and internal controls of financial institutions. Management of external audit work, SOX certification and review of accounting reports (IFT - ITR - Publications).• Participation in the merger process of two large banking institutions.• Accounting audit of one of the largest banks in the country• Responsible for the simultaneous audit of 14 companies• Conducting mappings and tests for the SOX certification process Show less

  • Audit Manager

    Aug 2010 - Nov 2011

  • Senior Auditor

    Sept 2007 - Aug 2010

  • Audit Assistent

    Nov 2004 - Sept 2007
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  Grupo FBM

  Nov 2011 - Jun 2012

  Project Manager

  Management of projects aimed at the financial institutions market, with emphasis on projects related to the implementation and adaptation of international accounting standards (IFRS), carrying out trainings focused on accounting for financial institutions.

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  Itaú Unibanco

  Jun 2012 - May 2015

  Internal Controls Coordinator

  Responsible for coordinating the Internal Controls area with a focus on the accounting areas of the institution.• Management and preparation of risk and control mappings• Coordination with the first line of defense of responses to requests from regulatory agencies.• Attendance to internal and external audits. • Conducting tests and evaluations related to the SOX certification process.• Management and assistance in the definition of action plans regarding internal occurrences.

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  Leaseplan Arrendamento Mercantil S.A.

  Aug 2015 - Sept 2017

  Internal Controls and Compliance Specialist

  Responsible for managing the Compliance, Operational Risk and Internal Controls areas. Reporting directly to the CFO. • Responsible for the management and implementation of corporate policies.• Structuring of routines and procedures in the Compliance area.• Elaboration of control and risk mappings.• Responsible for carrying out self-assessments of risks and controls.• Periodic monitoring of KRI's of operational risks.• Elaboration together with the operational departments of business impact analyses.• Acting with the operational departments to create and maintain operational continuity plans.• Acting with the first line of defense to respond to operational risk events and create action plans.• Responsible for monitoring and coordinating internal and external audits.• Assistance to regulatory agencies. Show less

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  Supplier Administradora de Cartões de Crédito S.A.

  Sept 2017 - Jul 2020

  Controllership Manager

  Responsible for managing the Accounting and Tax areas, leading a team of 7 people. Reporting directly to the CFO.• Responsible for coordinating the monthly closing process.• Responsible for the preparation and publication of financial statements. • Restructuring of the accounting and tax areas, resulting in a significant reduction in the monthly closing period.• Tax calculation (IRPJ, CSLL, PIS, COFINS and ISS).• Management and control of tax credits. • Improvement of accounting reconciliation routines. • Responsible for calculating the allowance for doubtful accounts (Resolution 2682/BCB). Show less

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  Leaseplan Arrendamento Mercantil S.A.

  Jul 2020 - Sept 2024

  Risk Manager

  Responsible for managing the areas of Operational Risks, Credit Risk, Asset Risk, Information Security, Internal Controls and Compliance, leading a team of 7 people. Reporting directly to the Local CEO and the Regional CRO.• Responsible for structuring the Risk and Compliance area.• Restructuring of the Credit Risk area, improving the relationship with the commercial area, speeding up credit analysis deadlines and reducing backlog.• Implementation and consolidation of the three-line of defense model.• Improvement of the KYC Know Your Customer process and implementation of the KYS Know Your Supplier process.• Definition and monitoring of the company's risk appetite, coordinating the necessary actions with the departments when triggers are reached.• Application of the Lean Six Sigma methodology in part of the company's processes, allowing the increase in the efficiency of the departments.• Enhancing the risk culture through training, communications, and open dialogue with the first line of defense.• Responsible for monitoring and coordinating internal and external audits.• Assistance to regulatory agencies.• Work together with the Technology area to improve controls related to information security.• Responsible for conducting AML (Money Laundering Prevention) procedures and conducting periodic training on the subject.• Responsible for carrying out risk committees for the local board and for the international board. Show less

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  Scania Financial Services

  Oct 2024 - now

  Chief Risk Officer (CRO)