Muhammad Naeem

Experience

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  HDIP

  Jul 2004 - Jan 2008

  Assistant Accounts Officer

  Preparation of Annual Budget.Monitoring bank position and Preparing bank reconciliation.Preparation of Quarterly Financial Reports by comparison of actual and budgeted expenditure.To assist in preparing and finalizing the account of the company.Monitor & Control of Computerized Accounting system (NAM).Preparation of Monthly Working Capital Requirements.Aging of Receivables analysis

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  PTCL.Official

  Jan 2008 - Jun 2011

  Financial Analyst

  Preparation of various comparisons of Revenue, Collection and Expenditure.Preparation of Monthly Expenditure Summary (MES).Preparation of Budgets for the Department.Suggesting management about inefficient areas, and ways to improve the situation.Liaison with banks and handling all banking matters.Trend Analysis of Billing w.r.t Tariff and ChargesReconciliation of working connections and receivables (Opening Vs. Closing) on monthly basisCustomers Analysis Wrt Good Paymasters and Bad Paymasters and their Billing.Zero Usage Analysis. Un identified Caller Charges analysis and their booking to proper Customer accounts.Ensure Proper implementation of Credit Monitoring Policies.Collection and Adjustment of Receivables analysis100% Audit of New Numbers installed.Analysis as to different categories of T/Nos. Transferred to Defaulters on monthly basis.Locate Working connections of Defaulters. Show less

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  NRSP Microfinance Bank

  Jun 2011 - Jun 2015

  Preparation and Finalization of Accounts. Maintain day-to-day financial control of the service within budget heads agreed by the board.Ensure that all finances are properly administered and monitored, including credit control.Support the CFO in the provision of information for the estimates.Advise on the proper allocation of resources.Ensure that appropriate financial regulations and controls are in place and in use at all times.Prepare and review detailed budgets for approval by the BOD in conjunction with the CFO.Make regular reports to the Board of Directors on income, expenditure and any variations from budgets.Ensure that all financial reporting obligations are met in relation to submissions for funding, for grant aid, for contracts and any other initiatives.Liaise and negotiate, as appropriate, with the funding authority and other funding sources on future service delivery initiatives and developments in conjunction with the Operations Head.Maintain appropriate relations with funders and make reports as necessary, ensuring compliance with any contracts.Ratio and Performance indicators Analysis of Bank.Develop and Implement Financial Policies and Procedures. Ensure Accuracy of Bank Financial Record.Coordination with External Auditors.Comparison of Performance of Branches with Budgets and Identification and enquiry of variances.Funds Management.Suggesting management about inefficient areas, and ways to improve the situation.Ensure, delegating as appropriate, that each service location is adequately managed, staffed and resourced.Assess options for coordinating the activities, procedures and systems so as to promote common policies and practices.Ensure, delegating as appropriate, that each service location is adequately managed, staffed and resourced.Identify and implement plans for own training and development needs. Show less

  • Senior Manager Finance

    Jun 2012 - Jun 2015

  • Manager Financial Analysis, Budgeting and Reporting

    Jun 2011 - Jun 2012
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  Cattle Market Management Company Bahawalpur Division

  Jun 2015 - Apr 2021

  Chief Financial Officer (CFO) & Company Secretary

  Oversight and control of accounting and finance functionsHandling of Corporate Matters.

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  Punjab Cattle Market Management & Development Company

  Apr 2021 - Oct 2023

  Financial Controller

  Oversight and Control of Accounting and Finance FunctionsHandling of Corporate matters.

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  NRSP Microfinance Bank

  Jan 2024 - now

  • Head of Internal Audit

    Feb 2024 - now

  • SVP / Deputy Head Finance

    Jan 2024 - Feb 2024