Ryan Barnes, CPA

Experience

• 

  Lumsden & McCormick, LLP

  Jul 2013 - Mar 2016

  Senior Accountant

  -Planned, coordinated, and supervised financial and compliance procedures for compilations and reviews for governments, for-profit, and not-for-profit entities.-Supervised junior staff while performing field work for new staff members.-Analyzed and reported on internal controls.-Prepared and presented continuing professional education classes to the firm as part of maintaining CPA license.

• 

  M&T Bank

  Mar 2016 - Feb 2022

  Portfolio Manager II

  -Prepared detailed analysis of prospective and current customers.-Made recommendations regarding loan structure.-Monitored covenants, financial statements, and compliance with bank policy for a roughly $1B portfolio.-Worked as part of bank expansion into the Florida market, building up a $400 million loan portfolio.-Collaborated with partner banks on syndications of larger relationships.

• 

  Bank of America

  Feb 2022 - Aug 2022

  Approval Officer III

  -Underwrote and approved loans for small businesses up to $1.5 million with individual lending authority.-Partnered with management and risk partners to approve loans up to $5 million.-Worked directly with customers and sales associates to find financing solutions including conventional and SBA loans.

• 

  M&T Bank

  Aug 2022 - now

  -Assist junior team members with analysis preparation and documentation.-Oversee department's compliance with bank-wide covenant project.-Working as part of a team to improve internal processes.-Trained junior team members on department procedures and bank credit policy.

  • Portfolio Manager Team Lead

    Feb 2024 - now

  • Senior Underwriter/Portfolio Manager II

    Aug 2022 - now