Divyanshu Sharma

Divyanshu Sharma

Process Associate

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  • Timeline

  • About me

    Credit Analyst US Mortgage | Australian Mortgage

  • Education

    • Guru Nanak Dev University

      2017 - 2019
      Bachelor of Commerce - BCom Business/Commerce, General
    • Guru Nanak Dev University

      2019 - 2021
      Master of commerce Business/Commerce, General A
  • Experience

    • SitusAMC

      Feb 2021 - Nov 2022
      Process Associate

      Analyzed loan applications, assessing borrowers' financial information, creditworthiness, and collateral to determine loan eligibility and risk levels.Conducted thorough reviews of supporting documents, including income statements, tax returns, and credit reports, to ensure accuracy and compliance with lending criteria.Collaborated with loan officers, borrowers, and underwriters to gather additional information, resolve any discrepancies, and facilitate smooth loan processing.Prepared comprehensive loan packages, including detailed reports, supporting documentation, and recommended approval or denial of loan applications. Show less

    • PGEIN Pvt Ltd.

      Mar 2023 - Mar 2024
      Credit Analyst

      Experienced credit analyst specializing in underwriting for the US and Canadian automotive industry. Proven track record in assessing creditworthiness, analyzing financial statements, and evaluating risk factors to make sound lending decisions. Skilled in conducting thorough credit investigations, collaborating with clients and stakeholders, and ensuring compliance with regulatory standards. Strong knowledge of market trends, industry regulations, and financial modeling techniques. Dedicated to optimizing loan portfolios and driving profitability while maintaining high standards of integrity and customer service. Show less

  • Licenses & Certifications

    • Financial Analyst Professional Certification

      The Retail Banking Academy®