
Divyanshu Sharma
Process Associate

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About me
Credit Analyst US Mortgage | Australian Mortgage
Education

Guru Nanak Dev University
2017 - 2019Bachelor of Commerce - BCom Business/Commerce, General
Guru Nanak Dev University
2019 - 2021Master of commerce Business/Commerce, General A
Experience

SitusAMC
Feb 2021 - Nov 2022Process AssociateAnalyzed loan applications, assessing borrowers' financial information, creditworthiness, and collateral to determine loan eligibility and risk levels.Conducted thorough reviews of supporting documents, including income statements, tax returns, and credit reports, to ensure accuracy and compliance with lending criteria.Collaborated with loan officers, borrowers, and underwriters to gather additional information, resolve any discrepancies, and facilitate smooth loan processing.Prepared comprehensive loan packages, including detailed reports, supporting documentation, and recommended approval or denial of loan applications. Show less

PGEIN Pvt Ltd.
Mar 2023 - Mar 2024Credit AnalystExperienced credit analyst specializing in underwriting for the US and Canadian automotive industry. Proven track record in assessing creditworthiness, analyzing financial statements, and evaluating risk factors to make sound lending decisions. Skilled in conducting thorough credit investigations, collaborating with clients and stakeholders, and ensuring compliance with regulatory standards. Strong knowledge of market trends, industry regulations, and financial modeling techniques. Dedicated to optimizing loan portfolios and driving profitability while maintaining high standards of integrity and customer service. Show less
Licenses & Certifications

Financial Analyst Professional Certification
The Retail Banking Academy®
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