Akmal Husin, MBA, C.A.(M), CB

Experience

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  Land and General Berhad

  Aug 1999 - Aug 2000

  Accounts Officer

  1. Successfully re-maintained, consolidated and coordinated the Group’s Property Development Expenditure (PDE) accounts which had later been adopted by the Group in monthly accounts preparations. 2. Successfully submitted the consolidated accounts for the Group on time every month without any record of delay.3. Responsible for ensuring the accuracy and completeness in the preparations of monthly profits computations for development projects.4. Assisted the Accounts Manager and the Financial Controller in the preparations and compilations of annual budget.5. Jointly collaborated with the Head of Department in designing, modifying and upgrading of report formats, chart of accounts and other accounting documents.6. Prepared and consolidated periodic reconciliation of fixed assets for company and group accounts.7. Prepared and completed monthly banks' reconciliations.8. Responsible for completion of monthly full-set of financial statements for company and consolidated group accounts. Show less

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  Public Bank

  Sept 2000 - Aug 2007

  Head of Credit Department

  1. Became the first Malay Head of Credit accepted for the position in Public Bank to handle grade A1 branch.2. Successfully managed the department to achieve loans target of more than 100% every year.3. Successfully led the team to be one of the pioneers to operate tradelines system at branch level.4. Served as Branch’s Head of Credit Department - supervised, monitored and ensured smooth-running of daily operations in the Loans Department, Trade Finance Department and Safe Deposit Box Department.5. Marketed loans products and to ensure achievement of Branch’s monthly loans targets.6. Processed, recommended, approved and reviewed consumer and commercial loans. Specialized in commercial loans, bridging and end-financing loans and SME loans. 7. Monitored and to ensure the timeliness and completeness of periodical reports.8. Responsible for loans disbursements, securities documentations and credit controls.9. Responsible for the holding of joint-controls of the keys and combinations to the bank's various strong rooms and security accesses.10. ISO Loans Self-Performance Trainer11. ISO Branch Self-Assessment Team12. ISO Branch Complaint Personnel13. BNM Central Credit Referral Information System (CCRIS) Compliance Officer Show less

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  OCBC Bank

  Sept 2007 - Jul 2008

  Senior Relationship Manager, Assistant Vice President

  1. Attached to a Business Banking unit and responsible in managing a group of business loan portfolios for loan quantum of RM3million and above per account.2. Responsible for a yearly target for approved and accepted business loan of RM100 million and other targeted KPIs that include Cash Management, Periodical Reviews and Leadership skills. 3. Specialized in commercial loans, structured loans, trade financing, contract / project financing & machinery financing.4. Solicited business loans from various type of industries.5. Worked closely with various departments that include Credit Administration, Contract Financing Team, Islamic Banking Division, Hire Purchase Department and Risk Department (OCBC Malaysia and Singapore). Show less

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  AmBank Berhad

  Jul 2008 - Jun 2010

  Team Leader

  1. Entrusted to lead a team to introduce financing packages to petrol station owners under “AmPetrol Financing Package”.2. Top achiever in number of loans approved and disbursed with 100% achievement.3. Led a Business Banking team.4. Assisted the Head of Business Loan Unit in managing the department and to ensure the achievement of target set by the Management.5. Responsible for marketing and performing credit and risk assessments and proposals on commercial loans, trade financing, factoring, contract financing, machinery financing and special package financing.6. Liaised closely with branches and regional offices to provide updates and understanding on banking facilities and conducting joint marketing.7. Conducted special reviews and handling periodical reports.8. Responsible in recruiting and training new team members. Show less

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  Bangkok Bank PCL

  Jul 2010 - Feb 2011

  Unit Head, Senior Relationship Manager

  1. Represented on behalf of the CEO of Bangkok Bank Malaysia to the launch of the international edition of “Demystifying Islamic Finance: Correcting Misconceptions, Advancing Value Propositions” by the then Raja Muda of Perak, Raja Dr Nazrin Shah.2. Appointed as the liaison officer between Bangkok Bank Malaysia and the Credit Guarantee Corporation Berhad.3. Successfully cleared all the backlogs of credit reviews with average credit review of 3 corporate accounts per month within the first 6 months of joining the Bank.4. Led a Corporate Banking Unit team to aggressively prospect and grow corporate banking business from Middle Market and Established Corporate Sectors which include private companies, public listed companies and GLCs. 5. Managed a portfolio of customers from large corporates and middle market segments with objective to maximize returns to the Bank and provided various lending facilities and services to the customers. 6. Monitored the accounts portfolio in order to maintain high quality accounts and to follow-up on utilization of facilities as well as to ensure early detection of non-performing accounts.7. Conducted in-depth periodical reviews and business visits on existing customers.8. Presented and recommended credit proposals to the Loans Committee which comprised the CEO and the senior management team in Malaysia and further recommendations to the approving authority in Bangkok, Thailand.9. Acted as Corporate Banking Liaison Officer for trade services related issues.10. Responsible to work closely with all the Unit Heads, Department Heads and the CEO towards achieving the Bank’s targets and to perform other ad-hoc assignments.11. Worked closely with the Risk Management Departments for Bangkok Bank, Malaysia and Thailand on various credits and risks related issues. Show less

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  HSBC Commercial Banking

  Mar 2011 - Nov 2014

  Vice President

  1. Led 2 teams of business / corporate banking under HSBC Amanah and eventually moved to HSBC Bank Malaysia to strengthen the Banking team. Top team income earner for KL region in 2 consecutive years 2012 and 2013 with income achievements for personal and teams of more than 100% against target. 2. Managed to turnaround zero income clients previously from large corporate division and the clients became among top income clients.3. Personally brought in valuable clients to the Bank with ability to generate income of more than RM300k every year per client.4. Successfully groomed team of managers to meet their target income. All the team members managed to achieve the target with 2 of them promoted to a higher grade. 5. Joined the Bank as the first Band 5 manager to lead a team of relationship managers.6. Successfully brought in clients with trade facilities and cash management solutions when the region was previously depending on traditional deposits and assets financing to generate income.7. Entrusted to handle complex and large corporate clients for the team.8. Successfully handled portfolio of clients with zero record of non performing loans.9. Managed two Business / Corporate Banking teams.10. Solicited new to bank customers to increase the wallet-size and to maximize the team’s Total Operating Income via various type of financing and cash management solutions.11. Provided constant guidance and training to the team on various aspects that include marketing, credits, financial analysis and product knowledge.12. Responsible for the sales process from the initial point of contact, presentation, proposals and recommendations until facilities were approved, accepted and disbursed.13. Played an active role to manage the credit risks, ensure quality of portfolios assigned and to act on negative trends at an early stage.14. Provided in-depth credit/risk analysis and approved new credit proposals and credit reviews within the approving authority granted. Show less

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  Export-Import Bank of Malaysia Berhad (EXIM Bank)

  May 2015 - Oct 2019

  Head, Financial Management & Analytics

  1. Transformed the Finance Department from the traditional finance roles to strategic roles to involve more on providing financial analysis and advises.2. Spearheaded the MFRS 9 project as a PMO to implement the MFRS 9 for the Bank on time as required by the Central Bank. Played the role as a leader in directing Risk Department, Credit Administration Department, Special Asset Management Department, Banking Department and Global Advisory & Research Department towards the implementation of the new Malaysian Financial Reporting Standard 9 ("MFRS9"). 3. Built a new team in Finance Department to be the expert in credit matters especially on credit analysis and providing comments for the Management’s decision. 4. Brought in a new budgeting system to the Bank.5. Acted as a Special advisor to the Chief Financial Officer ("CFO").6. Analyzed and reviewed for finalization of the Bank’s annual plan and budget.7. Assisted the CFO by analyzing the credit aspects on potential borrowers for all loans applications submitted by Banking Division. This included credit papers for syndicated loans, corporate financing, special project financing, overseas financing, trade financing and SMEs.8. Analyzed proposal papers from various departments for the Management and the Board of Directors.9. Member of the Management Business Development Committee on credit propositions.10. Updated and reviewed policies, procedures and guidelines.11. Reviewed the Bank's annual financial statement.12. Project Coordinator of the Working Team for the Gap Analysis and BASEL II implementation.13. PMO for the Bank's Budgeting System.14. PMO for the Financial Reporting Standard ("FRS9") new accounting standard implementation.15. A committee member for the Bank's collaboration with the Government's TERAJU unit to introduce a financing package for Bumiputera companies under TERAS program.16. A member in a selection committee of the Bank's corporate video and annual report. Show less

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  Malaysian Bank

  Oct 2019 - Jun 2022

  Chief Business Officer

  Details will be provided only when required.

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  Malaysian Company

  Jan 2023 - Oct 2023

  Chief Financial Officer

  Details will be provided only when required.