
Timeline
About me
Assistant General Manager & Faculty (Retired)at State Bank of India
Education

Acams
2015 - 2028Associate's degree accounting and financeCertified Anti-Money Laundering Specialist

Indian institute of banking and finance
1998 - 2002Certified associate of indian institue of banking and finance, a premier body of bankers in indiaUnder gone training at State Bank staff college Hyderabad,Gurgaon, National Institute of Bank Management Pune, Bankers' Training college (RBI) Mumbai , FEDAI etc. Also, undergone training in Risk Management and AML at Qatar Finance and Business Academy, Doha.
Experience

State bank of bikaner and jaipur
Feb 1991 - Dec 1997Ummedabad / Sayla Branch. Role involved was to assist the Branch Manager in day to day affairs of running the branch Transport Nagar Kanpur Branch. Role was product delivery, Customer facing involving compliance & KYC requirements and to assist the Branch Manager in day to day affairs of running the branch Merchant Banking Delhi. Role involved was: Underwriting of public issuesLead Management of public issuesTo Assist the Head of the Merchant Banking in ensuring compliance of security exchange Board of India (SEBI ), Stock Exchanges relating to public issues being managed by the bank To assist the Head of Merchant banking in timely and adequate compliance of audit observations by Statutory Auditors and Internal Auditors To carry out day to day operations of the Branch in deposit / advances as per corporate guidelines / regulatory guidelines, 2. Customer facing roles involving compliance & KYC requirements. undergone training for 2 years in different facets of banking and in different parts of India. Underwent training in different domains of banking including classroom trainings at Banks Training Centre / State Bank Staff Collage
Assistant Manager
May 1997 - Dec 1997F. Assistant Manager
May 1996 - Apr 1997Assistant Manager
Jun 1994 - Apr 1996H. Assistant Manager
Apr 1993 - Jun 1994Direct Recruit Officer
Feb 1991 - Mar 1993Probationary Officer
Feb 1991 - Mar 1993

State bank of bikaner and jaipur
May 1998 - Aug 2013I was head of an Asset Management Team with a loan port folio of around Rs 1850 crores (Approx USD 336 mio). I reported to Deputy General Manager, Head of the Branch. Two credit analysts were reporting to me. My job involved:Marketing of Corporate Loans and managing existing relationships.Ensuring compliance of Bank’s Credit Policy, Credit Risk management Policy, Exposure Policy and Reserve Bank of India’s regulations on Loans and Advances. Ensuring processing of loan proposals, preparing Executive Committee Memorandum etc as per extant guidelines. Ensuring proper documentation, disbursement, maintenance, review and reporting of Loan portfolio. To ensure timely and proper compliance of audit observations and reports by RBI, Statutory Auditors and internal Auditors Show less with a turn over of around Rs 165 crores (USD 30 mio). The branch also has forex turnover of around Rs 70 crores (USD 13 mio). My Role Involved:To ensure compliance of Regulatory, statutory and Bank’s policies and prescriptions relating to customer service.Delivery of Banking products within the regulatory framework of RBI and adherence to Bank’s guidelines.To ensure timely and proper compliance of audit observations and reports by RBI, Statutory Auditors and internal Auditors. To achieve business targets.Administrative control of branch staff . There were 4 officers reporting to me. To assist there were 8 Assistants and 4 subordinate staff Show less I established this centre which involved integration of technology,human resource and system and procedureThis centre is responsible for processing of clearing (both cheques and electronic) for all branches of the Bank at Kolkata Centre. My Job involved:1. To ensure Timely and accurate processing of clearing instruments.2. To ensure timely and proper compliance of audit observations and reports by RBI, Statutory Auditors and Internal Auditors. 3. To ensure compliance of Regulatory, Statutory and Bank’s Policies and prescriptions relating to customer service.4. Administrative control of branch staff. There were 8 officers reporting to me. To assist there were 12 Assistants and 6 subordinate staff. Show less Integrated Risk Management department H.O, Jaipur.Risk Management Exposure; I have worked as Manager, Market Risk in the Integrated Risk Management Department of State Bank of Bikaner and Jaipur, H.O. Jaipur from September 2006 to January 2009. During the assignment I was a part of Risk Management Department of the Bank which is headed by Deputy General Manager (Integrated Risk Management) under the over all supervision of Chief Risk Officer of the Bank. During my assignment I reported To AGM (Market Risk) and Chief Manager ALM. My role involved: Looking after day today activities of Market Risk relating to the BankPreparation and review, at prescribed interval, of Different policies relating to Market risk viz Market Risk Management Policy, Asset Liability Management Policy, Stress Test Policy, Trading Policy etc.Preparation of Policy Compliance Board Memoranda for the Risk Management Committee of the Board (RMCB).Preparation of Agenda, minutes and follow up for compliance report for Market Risk Management Committee and ALCO.Reporting of compliance and deviations to the competent authority as prescribed by the bank.Helping CM ALM in management of Bulk deposits, preparation of Structural liquidity Statement and putting up the same to ALCO.Conducting Stress Test on Trading Portfolio ( Available for Sale, Held for trading)Activities related to migration from Basel I to BASEL II requirements relating to Market Risk.To prepare replies of RBI’s Annual Financial Inspection report ( Portion related to Market Risk) Show less Sayla – Jodhpur Rural Branch –; to May’00): Branch with a turnover of around Rs 20 Crores (USD 4 mio). My Role Involved:To ensure compliance of Regulatory, statutory and Bank’s policies and prescriptions relating to customer service.Delivery of Banking products within the regulatory framework of RBI and adherence to Bank’s guidelines.To ensure timely and proper compliance of audit observations and reports by RBI, Statutory Auditors and internal Auditors. To achieve business targets.Administrative control of branch staff . There was 1 officers reporting to me. To assist there were 3 Assistants and 2 subordinate staff Show less
Assistant General Manager
Nov 2012 - Aug 2013Chief Manager (Branch Head)
May 2011 - Oct 2012Chief Manager
Jan 2009 - Apr 2011Manager
Sept 2006 - Jan 2009Deputy Manager/Manager
May 2000 - Aug 2006D. Branch Manager / Deputy Manager
May 1998 - May 2000

State bank of india
Sept 2013 - Dec 2016Senior vice president (risk mgt)Role involves establishing Risk Function and Structure and ensuring that risk governance structure is conducive to business. Regulatory compliance and risk quantification & mitigation is to be ensured.

State bank of india
Feb 2017 - nowAssistant General Manager and Faculty (Retired)
Feb 2025 - nowAssistant General Manager and Faculty
Jun 2018 - nowFaculty Member
Jun 2018 - nowAssistant General Manager
Feb 2017 - Jun 2018
Licenses & Certifications

Certified anti-money laundering specialist (cams)
Associaction of certified anti money laundering specialistsDec 2015- View certificate

Certificate in commercial credit
Moody's analytics 
Introduction to risk management
EdxDec 2022
Building a course with edx
EdxDec 2023
Cerificate in foreign exchange
Indian institute of banking and financeJan 2022
Credit risk management
Crisil limitedJan 2025
Wealth advance level course
Crisil limitedDec 2024
Wealth foundation level
Crisil limitedNov 2024
Languages
- hiHindi
- enEnglish
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