AJAY PANDEY

Ajay pandey

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location of AJAY PANDEYGhaziabad, Uttar Pradesh, India
Followers of AJAY PANDEY4000 followers
  • Timeline

  • About me

    Assistant General Manager & Faculty (Retired)at State Bank of India

  • Education

    • Acams

      2015 - 2028
      Associate's degree accounting and finance

      Certified Anti-Money Laundering Specialist

    • Indian institute of banking and finance

      1998 - 2002
      Certified associate of indian institue of banking and finance, a premier body of bankers in india

      Under gone training at State Bank staff college Hyderabad,Gurgaon, National Institute of Bank Management Pune, Bankers' Training college (RBI) Mumbai , FEDAI etc. Also, undergone training in Risk Management and AML at Qatar Finance and Business Academy, Doha.

  • Experience

    • State bank of bikaner and jaipur

      Feb 1991 - Dec 1997

      Ummedabad / Sayla Branch. Role involved was to assist the Branch Manager in day to day affairs of running the branch Transport Nagar Kanpur Branch. Role was product delivery, Customer facing involving compliance & KYC requirements and to assist the Branch Manager in day to day affairs of running the branch Merchant Banking Delhi. Role involved was: Underwriting of public issuesLead Management of public issuesTo Assist the Head of the Merchant Banking in ensuring compliance of security exchange Board of India (SEBI ), Stock Exchanges relating to public issues being managed by the bank To assist the Head of Merchant banking in timely and adequate compliance of audit observations by Statutory Auditors and Internal Auditors To carry out day to day operations of the Branch in deposit / advances as per corporate guidelines / regulatory guidelines, 2. Customer facing roles involving compliance & KYC requirements. undergone training for 2 years in different facets of banking and in different parts of India. Underwent training in different domains of banking including classroom trainings at Banks Training Centre / State Bank Staff Collage

      • Assistant Manager

        May 1997 - Dec 1997
      • F. Assistant Manager

        May 1996 - Apr 1997
      • Assistant Manager

        Jun 1994 - Apr 1996
      • H. Assistant Manager

        Apr 1993 - Jun 1994
      • Direct Recruit Officer

        Feb 1991 - Mar 1993
      • Probationary Officer

        Feb 1991 - Mar 1993
    • State bank of bikaner and jaipur

      May 1998 - Aug 2013

      I was head of an Asset Management Team with a loan port folio of around Rs 1850 crores (Approx USD 336 mio). I reported to Deputy General Manager, Head of the Branch. Two credit analysts were reporting to me. My job involved:Marketing of Corporate Loans and managing existing relationships.Ensuring compliance of Bank’s Credit Policy, Credit Risk management Policy, Exposure Policy and Reserve Bank of India’s regulations on Loans and Advances. Ensuring processing of loan proposals, preparing Executive Committee Memorandum etc as per extant guidelines. Ensuring proper documentation, disbursement, maintenance, review and reporting of Loan portfolio. To ensure timely and proper compliance of audit observations and reports by RBI, Statutory Auditors and internal Auditors Show less with a turn over of around Rs 165 crores (USD 30 mio). The branch also has forex turnover of around Rs 70 crores (USD 13 mio). My Role Involved:To ensure compliance of Regulatory, statutory and Bank’s policies and prescriptions relating to customer service.Delivery of Banking products within the regulatory framework of RBI and adherence to Bank’s guidelines.To ensure timely and proper compliance of audit observations and reports by RBI, Statutory Auditors and internal Auditors. To achieve business targets.Administrative control of branch staff . There were 4 officers reporting to me. To assist there were 8 Assistants and 4 subordinate staff Show less I established this centre which involved integration of technology,human resource and system and procedureThis centre is responsible for processing of clearing (both cheques and electronic) for all branches of the Bank at Kolkata Centre. My Job involved:1. To ensure Timely and accurate processing of clearing instruments.2. To ensure timely and proper compliance of audit observations and reports by RBI, Statutory Auditors and Internal Auditors. 3. To ensure compliance of Regulatory, Statutory and Bank’s Policies and prescriptions relating to customer service.4. Administrative control of branch staff. There were 8 officers reporting to me. To assist there were 12 Assistants and 6 subordinate staff. Show less Integrated Risk Management department H.O, Jaipur.Risk Management Exposure; I have worked as Manager, Market Risk in the Integrated Risk Management Department of State Bank of Bikaner and Jaipur, H.O. Jaipur from September 2006 to January 2009. During the assignment I was a part of Risk Management Department of the Bank which is headed by Deputy General Manager (Integrated Risk Management) under the over all supervision of Chief Risk Officer of the Bank. During my assignment I reported To AGM (Market Risk) and Chief Manager ALM. My role involved: Looking after day today activities of Market Risk relating to the BankPreparation and review, at prescribed interval, of Different policies relating to Market risk viz Market Risk Management Policy, Asset Liability Management Policy, Stress Test Policy, Trading Policy etc.Preparation of Policy Compliance Board Memoranda for the Risk Management Committee of the Board (RMCB).Preparation of Agenda, minutes and follow up for compliance report for Market Risk Management Committee and ALCO.Reporting of compliance and deviations to the competent authority as prescribed by the bank.Helping CM ALM in management of Bulk deposits, preparation of Structural liquidity Statement and putting up the same to ALCO.Conducting Stress Test on Trading Portfolio ( Available for Sale, Held for trading)Activities related to migration from Basel I to BASEL II requirements relating to Market Risk.To prepare replies of RBI’s Annual Financial Inspection report ( Portion related to Market Risk) Show less Sayla – Jodhpur Rural Branch –; to May’00): Branch with a turnover of around Rs 20 Crores (USD 4 mio). My Role Involved:To ensure compliance of Regulatory, statutory and Bank’s policies and prescriptions relating to customer service.Delivery of Banking products within the regulatory framework of RBI and adherence to Bank’s guidelines.To ensure timely and proper compliance of audit observations and reports by RBI, Statutory Auditors and internal Auditors. To achieve business targets.Administrative control of branch staff . There was 1 officers reporting to me. To assist there were 3 Assistants and 2 subordinate staff Show less

      • Assistant General Manager

        Nov 2012 - Aug 2013
      • Chief Manager (Branch Head)

        May 2011 - Oct 2012
      • Chief Manager

        Jan 2009 - Apr 2011
      • Manager

        Sept 2006 - Jan 2009
      • Deputy Manager/Manager

        May 2000 - Aug 2006
      • D. Branch Manager / Deputy Manager

        May 1998 - May 2000
    • State bank of india

      Sept 2013 - Dec 2016
      Senior vice president (risk mgt)

      Role involves establishing Risk Function and Structure and ensuring that risk governance structure is conducive to business. Regulatory compliance and risk quantification & mitigation is to be ensured.

    • State bank of india

      Feb 2017 - now
      • Assistant General Manager and Faculty (Retired)

        Feb 2025 - now
      • Assistant General Manager and Faculty

        Jun 2018 - now
      • Faculty Member

        Jun 2018 - now
      • Assistant General Manager

        Feb 2017 - Jun 2018
  • Licenses & Certifications

    • Certified anti-money laundering specialist (cams)

      Associaction of certified anti money laundering specialists
      Dec 2015
    • Certificate in commercial credit

      Moody's analytics
      View certificate certificate
    • Introduction to risk management

      Edx
      Dec 2022
    • Building a course with edx

      Edx
      Dec 2023
    • Cerificate in foreign exchange

      Indian institute of banking and finance
      Jan 2022
    • Credit risk management

      Crisil limited
      Jan 2025
    • Wealth advance level course

      Crisil limited
      Dec 2024
    • Wealth foundation level

      Crisil limited
      Nov 2024