Imtiaz Hussain

Experience

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  MCB Bank Limited

  Jan 2000 - Sept 2007

   Pre Audit planning and supervise Branch’s overall operational Audit according to Audit plan. Implementation and monitor assignments given to Senior Auditors according to Pre-Audit Plan in achievement of successful Audit and to ensure that no auditable area left un-attended. Discuss audit findings and recommendations at wrap-up meeting with Branch Manager before conclusion of Audit. Review Audit Reports prepared by operational Auditors to ascertain that these are accurate, objective clear, concise, constructive, and timely and meet with audit objectives. Prepare/ review of initial exception lists/audit working papers for discussion with branch staff. Prepare /draft summaries of irregularities formulating overall opinion over branch’s operations.  Develop & update Audit Programs in the light of banks policies & procedures. Management Audit of all controlling offices including Zonal offices, Circle offices, Special Asset management Group etc Conduct special inquires related to frauds/forgery in branches from time to time assigned by the management.  Liaison with the department for enhancement of internal control system & policies. Overall management of Audit Hub Abbottabad including two Zones i-e Abbottabad & Azad Kashmir. Acting as Audit Hub incharge with specialization in Credits and General Banking. Conducted Audits in Corporate, Commercial and Consumer Banking Branches of MCB in Rawalpindi, Islamabad, Attock, Abbottabad & Chakwal. Show less

  • Audit Hub Incharge/Audit Manager

    Dec 2000 - Sept 2007

  • Audit Hub Incharge

    Jan 2000 - Jan 2007
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  Bank Alfalah Limited

  Sept 2007 - Sept 2018

  Senior Manager Credit Administration

   Administrate the overall credit activities in North Region of Pakistan with 175+ branches. Ensure implementation of bank’s approved Credit / CAD polices together with Central Bank’s Prudential Regulations.  Ensure that bank’s advances portfolio is all time backed-up by complete & legally vetted documentation, which fulfills the core requirements of Bank’s internal / Central bank’s Credit policies Administrate & Monitor wide range of ‘Pre & post Disbursement activities, like advising & preparation of credit documentation in line with approved credit structure, Reviews [new & periodical] for perfection of securities / bank’s charge, custodian of original documentation / securities, extending credit lines in systems, [for branches / clients], monitoring for margins / DPs & lines for timely recoveries of markup /installments, facilitating Internal & statutory audits, Partial & final release of securities, suggesting suitable improvements /changes in related manuals / procedures etc. Show less

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  JS Bank

  Sept 2018 - now

  Overall supervision of Special Assets/ Non performing loans of the bank in North Region. Overall supervision of all Credit Administration activities of North Region comprising Corporate, Retail, Consumer and Staff finances activities.

  • Regional Head Special Asset Management North

    Jan 2024 - now

  • Unit Head Credit Administration Department North

    Sept 2018 - Dec 2023