Emad Michael

Experience

• 

  Al Ahli Bank of Kuwait - Egypt

  Dec 2015 - Jul 2016

  Telemarketer

  Collecting client's data from different sources.Make calls regarding the sales of products or services to reach target audiences and prospective clients and provide information about new or existing product offers specifically Personal loans.

• 

  Elmanahry mills for grain and its products [ELManahry Group]

  Oct 2016 - now

  Banking Operations Manager

   Follow-up of the group's obligations: supplier checks, loan maturities, electricity bill payment checks, life insurance policies, burglary and fire insurance policies. Pay the group's obligations by knowing all cash collections in all branches of the company, knowing the balances of safes and knowing all customer checks due. Communicate with all dealing banks in daily transactions, such as transfers, depositing checks in the company's accounts, and submitting corporate papers in case of requesting a new facility. Stop dealing with banks and start dealing with other banks in case there is a special offer for the group. In case of importing the raw material: Communicating with the banks about the pricing of the commission rate and trying to reduce it to the lowest percentage, then equalizing it with all dealing banks. Preparing daily report on company's financial position. Make a weekly cash flow report. Prepare checks to suppliers. Tracking bank accounts and loans maturities daily and monthly. Coordinating the day to - day functioning in Payables section. Dealing with various banks for access bank facilities. Dealing with suppliers repayment transactions. Monitoring and controlling the petty cash daily. Aware of credit facility contracts for sme's, medium-sized and large companies. Show less