
Tim Moffitt
Mortgage Loan Officer

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About me
President at Umbrella Credit Services
Education

Kent State University
1982 - 1983Business AdministrationActivities and Societies: I attended Kent State University, East Liverpool, Ohio Branch as a freshman. I was the treasurer of our Student Senate.

Miami University
1983 - 1986Bachelor of Science (B.S.) Business AdministrationActivities and Societies: Student Government (Hahne Hall Student Senate Rep; Appointed as Student Senate Consultant by Student Senate President) and MUTIP (Miami University Transfer Integration Program) member; worked at King Library and the mailroom at Hahne Hall
Experience

PNC
Aug 2004 - Jun 2010Mortgage Loan OfficerI originated FHA. VA, and Conventional Mortgages along with home equity loans and lines of credit.

WesBanco Bank
Jun 2010 - Oct 2011Mortgage Loan OfficerI originated FHA, VA, Conventional and Non-conforming mortgage loans. I also originated home equity loans and lines of credit. At WesBanco, my primary region of coverage was Central Ohio and contiguous counties.

Bank of America
Oct 2011 - Dec 2013Mortgage Loan AssociateAs a Mortgage Loan Associate with Bank of America I originated FHA, VA and Conventional mortgages.... both purchases and refinances. I also originated equity loans and lines of credit. Although I originated in the state of Ohio, I was able to originate all over the United States, with some restrictions.

FlashBanc, LLC
Dec 2013 - nowSenior Relationship ManagerI'm an Account Executive in the Merchant Services Industry. I work with businesses and individuals who currently accept Visa, MasterCard, American Express, and Discover or who want to be able to accept credit cards. The company I chose to work with is FlashBanc. FlashBanc is a leading National Merchant Service Provider, providing credit card processing and a host of other electronic payment solutions to businesses, small and large, in almost every vertical market throughout the United States. They understand that offering electronic payment solutions in today's world is a necessity for your business, and they possess the experience and ability to meet the demands of a constantly changing marketplace. Contact me to see if I can lower your processing fees or to help you set up to accept credit cards for the first time. Show less

Umbrella Credit Services
Jun 2017 - nowPresidentI am the President and Founder of Umbrella Credit Services. I've been building my business over the past several years and especially over the past couple of years during Covid, to be ready to share it with the world. I've taken my lending experience I've gained during my banking career and created a company where I help both individuals and businesses to build, restore, protect and accept credit. I help businesses accept credit cards through a platform I've been affiliated with for the past 8+ years called FlashBanc, a company I will continue to work with and support in business. I have a passion for helping people and I want to use my experience and knowledge to help others fulfill their dreams. Our motto is "Get the credit you deserve for the life you desire!" Show less
Licenses & Certifications
- View certificate

CRC Software Certification Course
Credit Repair CloudDec 2019 - View certificate

Basic Disputing Course
Credit Repair CloudDec 2019
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