Dinesh Yadav

Experience

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  IBM

  Jan 2011 - Dec 2012

  Technical Support Executive

  • Handling customer technical support cases through phone and email submission.• Taking ownership of customer issues reported and seeing problems through to resolution.• Following standard procedures for proper escalation of unresolved issues to the appropriate internal teams• Perform hardware and software installations, configurations and updates as needed• Resolve technical issues in a timely manner using available resources within the company

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  ORACLE FINANCIAL SERVICES SOFTWARE LIMITED

  Jul 2015 - Dec 2020

  Associate Consultant

  • Manage the pipeline of conventional, government, and portfolio loans. • Evaluate loan documentation and clear conditions as per delegated authority. • Ensure accurate, complete, and timely loan data on the processing system. • Take an active role as an escalation point within the team based on experience and knowledge.• Profound working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors. • Reviewed and reconciled Closing Disclosure prior to closing for borrower's information, account payoffs, homeowners’ insurance, property taxes, and other pertinent closing information. • Analyzed legal documentation to resolve any state-specific guidelines out of order. • Calculated escrows and aggregate adjustments. Ensured loans did not surpass high-cost guidelines and that all underwriting conditions were satisfied and in the file. • Reviewed title commitments, surveys, inspections, insurance, and property tax info and resolved any issues. Show less

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  Assimilate Solutions, A SitusAMC Company

  Dec 2020 - Feb 2024

  Senior Analyst

  • Review all mortgage applications and supporting documents to ensure all necessary information is included for approval• Research applicant’s employment and financial history to help determine the accuracy of application and documents• Reviewing and verifying loan applications and supporting documentation• Establishing credit terms, pricing, and conditions during the application approval process• Designate the degree of risk involved in extending credit by performing a cash flow analysis of each business.• Ensure that all approved applications comply with bank criteria.• Reviews closing and initial documents for compliance. Issues a “Clear to Close” to Lender to schedule closing.• Communicates regularly with lenders and brokers during the application process with sensitivity, tact, and professionalism.• Works closely with lender on outstanding conditions, rate, products, and loan application status.• Answers all inquiries and emails from members, vendors, and internal staff within specified time frame.• Review closing and initial package for accuracy and compliance. Resolve stipulations or conditions identified in the initial approval decision. • Obtains Verification of Deposit, Verification of employment, Mortgage Verification, Appraisal, Flood Certification, Homeowners Insurance and Title Commitment to support the Ability to Repay. Show less

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  SitusAMC

  Mar 2024 - now

  Underwriter

  • Review all mortgage applications and supporting documents to ensure all necessary information is included for approval.• Research applicant’s employment and financial history to help determine the accuracy of application and documents• Analyzing applicant’s credit history and financial information to assess eligibility.• Completing and reviewing mortgage application paperwork for accuracy.• Reviewing and verifying loan applications and supporting documentation.• Ensuring compliance with regulatory standards. Show less