ANMOL KUMAR

Experience

• 

  Paytm Payments Bank

  Feb 2019 - Jun 2019

  KYC Associate

  1) Identify AML and regulations required to complete Client KYC. Perform Know Your Customer (KYC) checks on accounts to screen clients and review the information & documentation of the client as part of the Client Review process.2) Identify key issues and suspicions which relate to money laundering or terrorism financing during the course of the KYC and investigate them appropriately.3) Ensure that the KYC checks adhere to the relevant regulations, guidelines, and processes that are in place to ensure compliance. Show less

• 

  Shriram Finance Limited

  Sept 2021 - May 2022

  Management Trainee

  1) Identification of prospective customers, sourcing and sustaining customer relationships, cross- selling, recovery functions.2) Responsible for meeting the day-to-day demands of the branch by customer handling.3) Maintaining the records and backend operations of loan processing, cash management, and customer services.

• 

  Shriram Finance Limited

  Jun 2022 - now

  Assistant Business Manager

  1) Identification and evaluating the creditworthiness of prospective customers to optimize company sales and reduce bad debt losses by maintaining the credit policy.2) Create and maintain relationships with customers by offering them with investment products (like FDs & RDs), working capital loan products (like fuel credit facility, tire loans, general insurance and life insurance products) and Business Loans.3) Negotiating the terms of the loan with new clients and ensuring all loans and lending procedures comply with regulations.4) Maintaining the records and backend operations of loan processing, cash management, and credit services.5) Maintaining & monitoring records of all given branch loans (Running, mature and seize/sold cases). Negotiating with customers in cases (mature and seize/sold cases) when non-payment occurs.6) Ensuring that the company policy on recoveries is followed and that it is in line with state and federal regulations. Show less