Vijal Raval

Experience

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  R S Bharucha & Co

  Jun 2016 - Dec 2016

  Associate

  • Income Tax Return Filing of Resident Individuals, Trusts & Partnership Firms• Financial Accounting of Partnership Firms & Co-operative housing Societies

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  Amit Ray & Co; Chartered Accountants

  Jan 2017 - Aug 2021

  Audit Associate

  • Independently handled concurrent audit of a suburban branch of a reputed bank, reporting revenue leakage of approx. 20k Rs in 1st month of the commencement of the assignment.• Assisted in conducting Internal Audit of Public Sector units in industries like Power Generation & Distribution, Shipping, and Healthcare.• Statutory Audits of multiple NGOs, Public Health Centers (PHCs), and District Hospitals across Maharashtra.• Short Term Assignments like Revenue Audits, Development and Metro Development Fund Audit of Mumbai International Airport Private Ltd, presenting to the Board of Directors. Show less

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  Pratham Enterprises

  Aug 2021 - Oct 2021

  Corporate Finance Intern

  • Preparation of Financial models for obtaining Term loans up to INR 50 Crore from top Banks.• Assisted in obtaining Working Capital Loans of upto 15 Crore & Term loan of upto INR 35 Crore from top NBFCs• Enabled facility tie up and disbursement of Margin Funding of INR 25 Crore from two reputed NBFCs.

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  Pratham Enterprises

  Dec 2021 - Oct 2023

  Project Finance Executive

  • Collaborated with team in raising approximately 100 Crores via Banks and NBFCs, dealt with Public and Private Sector Banks including SBI, ICICI, and DCB Bank, NBFCs including ICICIHFC, ABFL, TCFSL, and JM Financial among others.• Mentored and supervised a small team of Finance Interns in preparing Project Reports, CMA data, Projected Cash flows.• Coordinated with Accounts Team in Consolidation and meaningful analysis of department wise estimated vs actual weekly CFS, thereby reporting of variances to the Managing Director, suggesting areas for improvement.• Persuaded external stakeholders in negotiating favorable borrowing terms.• Worked in SAP to Create Purchase Requisitions, Work Orders, Parking Vendor Invoices, Posting outgoing payments, verification of Sale orders, recording undated cheques (UDC) issuance & reversal entries, preparing APRs for urgent payments. Preparation of Historical Quarterly Cash flows for all projects. Show less

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  Aditya Birla Capital

  Nov 2023 - now

  Business Credit Analyst - Mid Market & Wealth