Shashikant Malji

Experience

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  Marcus Finch Services Pvt Ltd

  Feb 2005 - Nov 2006

  Credit Coordinator

  As a Credit Coordinator I have successfully handled following responsibilities:Work Profile:Processing of Loan Applications.Processing includes from Pre Sanction to the Final Disbursal of the Loan Application.Giving Loan Appraisals (Template Cases) as per Company Policy and customer profile for Two Wheeler Loans.Handing dealerships and sales canvassers and maintaining co-ordination between to the Higher Credit Authorities.Daily follow-up on hold cases.Helping and Contributing to Credit Manager for Good Audit rating for the branch.Good experience in handling all Branch Disbursement of Dealer Payment.Preparing reports like TAT report.Preparing and Checking Agency Bills pertaining to CPV and End-to-End TAT report and Calculation of penalty report for CPV Agency. Providing good customer service & reducing customer wait time. Show less

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  Atlas Documentary Facilitator Co Pvt Ltd

  Nov 2006 - Feb 2010

  Junior Officer -Wholesale Banking Operations

  As a Junior Officer for Branch Operations I have handled the following responsibilities:Work Profile-Transaction processing:-Manage clearing ops in the branch as per laid process and reporting any deviations and getting the same ratified by the senior.Supervise and ensure tallying of cheques received, verification and authorization of entries are completed within the cut-off time.Review of all daily Process of Centralised Clearing, Cash Management Services, ECS, Depository and RTGS etc. Operational transactions. Take the lead role in the Demat Operations of the Branch. Responsible for DIS processing, DRF processing, Pledge processing.Handling rejected DRF's, report checking, Recon of DRF's on daily basis & Handling loose DIS and Register.CMS activities, send outstation cheques for collection and follow up for realisation.Inward Clearing activity includes processing of cheques up to the decision making.Have responsible for managing Centralised Inward Clearing Transactions by smooth, effective and tactful teamwork.Review of all daily process of Outward Clearing as per banking rules.Review for clean operations delivery, audit and processing of transactions within the agreed TATs. Effective Management of Clearing Funds to Reduce Cost of Funds.Monitoring of all Suspense Accounts on daily basis.Reconciliation of Financial Transaction on Daily Basis and Non financial transaction on Weekly Basis.5s project Reapplication. Show less

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  HDFC Bank Ltd

  Aug 2010 - Jan 2013

  Assistant Manager-CMS Authoriser

  Teller/Welcome Desk I have been handling the following responsibilities:Work Profile-To be the first point contact with the customer in the branch. Providing customer service and product information Distributing Product information Deliverables Custodian Balance Enquiries for walk-in customers Brief transaction query Balance Confirmation Certificates Obtain referrals from walk-in customers for Current account & Saving account and Demat Cross sell of direct banking channels to walk-in customers to deepen relationships Account Opening - Current account & Saving account/FD Collection of Foreign Currency Cheques Report Generation & filing Customer acquisition through sales to walk in customers, referrals from walk-ins for Current account & Saving account and Demat accounts. Deepening of existing Current account & saving account relationships. Responsible for cash and customer transactions.Cash Receipts, Deposits & Payments.Cash Balancing.Handling Non-Cash transactions like DD/MC/TC, Fund Transfer etc.Register updation on EOD Cash position, Instruments Issued etc.Responsible for high quality service, customer relationship management, Queue.Management of Branch Audit and Compliance.High attention to detail, accuracy as well as customer service orientation.Responsible and Contributing for maintain Good Audit rating for the branch.5s project Reapplication.Cross-Sell all products & services Generation of referrals from internal database Stop paymentEnhance the value of existing accounts of Current account & saving account customers. Retention of accounts Show less

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  Solapur

  Sept 2013 - May 2023

  Yes Bank Ltd

  Designation: Branch Service Leader (BSP) - Branch OperationsAs a BSP for Branch Operations I have handling the following responsibilities:Work Profile in Branch Operations-Managing Account Opening Forms and KYC complianceManaging Clearing operations including liasioning with Clearing HouseManaging CMS OperationsManaging ECCS / RTGS / NEFT operations up to the decision makingEffective Management of Clearing Funds to Reduce Cost of Funds.Reconciliation of Nostro AccountResponsible for Remittance Operations and Trade Finance Operations like Outward Remittance, Inward Remittance, Bill Discounting, Forexplus card Issuance etc.Looking after Housekeeping /General upkeepEnsuring Proper Voucher ManagementResponsible for cash and customer transactions like Cash Receipts, Deposits & PaymentsResponsible for cash and customer transactions.Verification and Authorizations of Cash Vouchers.Verification and Authorizations of Transfer Cheques up to the decision makingReview of all daily process of RTGS, NEFT, Transfer ect Operational Transactions.Authorizations of Non-Cash transactions like DD/MC/TC, Fund transfer etcResponsible for high quality service, customer relationship management, Queue Management.Responsible and Contributing for maintain Good Audit rating for the branch.Compliances to Branch Audit.High attention to detail, accuracy as well as customer service orientation5s project Reapplication.Deliverables Custodian like Welcome Kit, Cheque Book, Debit Cards etc. Show less

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  IndusInd Bank

  Feb 2020 - Apr 2023

  Deputy Branch Manager

  Overall Branch Banking Operations

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  Kotak Mahindra Bank

  May 2023 - Nov 2023

  RCU Process Manager
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  Equitas Small Finance Bank

  Nov 2023 - now

  Regional Operations Manager