John Imray

John Imray

Relationship / Business Development Manager

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location of John ImrayInverness, Skotland, Storbritannien

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  • Timeline

  • About me

    Branch Manager at Handelsbanken

  • Education

    • Blairgowrie High School

      -
  • Experience

    • Clydesdale Bank

      Oct 2006 - Apr 2015
      Relationship / Business Development Manager

      This role presented opportunities for business development by creating and nurturing strong relationships in supporting both new and existing customers in achieving their goals.Typical responsibilities included utilising advanced credit assessment skills in making lending decisions to minimise credit risk and recommend appropriate funding structures, identifying and developing new business opportunities within a portfolio of 100+ SME customers and by utilising customer and professional networks to attract new customers to the Bank. Show less

    • Handelsbanken

      Aug 2015 - now

      Handelsbanken is a full-service bank for both individuals and businesses. Handelsbanken’s organisation is strongly decentralised and operations are always based on our customers’ requirements. This means that business decisions regarding each customer’s relationship with the Bank are taken locally, providing a service which is truly bespoke. This allows the Branch to agree the structure and pricing of products resulting in swift decision making. All employees, regardless of role and position, share one objective - customer satisfaction. Wherever we find ourselves in the organisation, we all work in one way or another, to meet and exceed our customers’ expectations. Show less

      • Branch Manager

        Jul 2022 - now
      • Corporate Banking Manager

        Nov 2020 - Jul 2022
      • Individual Banking Manager

        Aug 2015 - Nov 2020
  • Licenses & Certifications

    • Certificate in Investment Planning 1 (CIP1)

      Chartered Institute of Bankers In Scotland
    • Certificate in Investment Planning 2 (CIP2)

      Chartered Institute of Bankers in Scotland
    • Certificate in Mortgage Advice & Planning (CeMAP)

      Chartered Institute of Bankers in Scotland
    • Chartered Banker

      Chartered Institute of Bankers in Scotland
    • Financial Planning Certificate (FPC1)

    • Member of the Chartered Institute of Bankers in Scotland ( MCIBS)

      Chartered Institute of Bankers in Scotland