Kapil Dev Vaswani

Experience

• 

  Askari Bank Limited

  Jul 2007 - Jun 2012

  Officer Operations

  I was associated with Askari Bank Limited main branch Karachi. I was worked in a capacity ofOG-II in Operations (Branch Banking) looking after the following: In-charge ATM Settlement Unit/Agency Arrangement: (Jan-2012 – June-2012)• Dealing in ATM settlements (Disputed Transactions) with 1 Link and MNET member Banks.• Reconciliation of ATM transactions of all branches with other Banks.• Issuance of Debit Cards.• Responsibility of agency arrangements with MCB & ABLIn-charge Account Opening: (March-2010 – Dec-2011)• Opening of accounts, processing for approval, feeding of data, letter of thanks to account holder, introducer & Due diligence.• Maintenance of AOF files.• TDR making, maturity, profit calculation & paid.• Lockers a/c opening, maintenance, operations & key balancing, etc.• Chequebook issuance & stock maintenances.• Team Supervisor for data migration on new software.In-charge RTGS-Clearing & SBP: (April-2008 – Feb-2010)• Supervision of all RTGS-clearing operations.• Settlements of all branches in Pakistan for of inward & out ward (Normal, Same Day, Intercity) clearing & OBC.• Deal with (NIFT-RTGS System) for all the queries & settlement for clearing of branches in all over Pakistan.• Deal with Treasury & SBP for RTGS payments (Inflow/Outflow) & settlement with in the day.• Looked after all the operations queries, inquiries of branches in Pakistan regarding Clearing.• T. Bill settlements (Purchase & Sale) in correspondence with treasury.Clearing & Remittance (Online) Dept: (August-2007 – to March-2008)• Worked in branch clearing (inward & out ward) documentation, reporting, monitoring scrutinizing & authorization of Cheque. • Remittances and Bills department leading for supervision of Payment Order, Demand Draft, and Telegraphic Transfer & other related quires.Transfer of funds through online and all related queries. Show less

• 

  Habib Metropolitan Bank (Subsidiary of AG Zurich)

  Jun 2012 - Dec 2013

  Manager Banking

  I was associated with Habib Metro Bank Block “N” North Nazimabad branch Karachi. I am working in a capacity of O G-I as Customer Services Manager. • To authorize all posting/entries/transactions with in assigned limits and ensure supervision and also monitoring of all daily general banking transactions.• To manage and make provisions for all budgetary requirement and allocated limits.• To conduct frequent periodic review of GL heads (Sundry, income/expense & assets.)• To act as a custodian of Cash vault keys, Locker master key/Vacant Locker keys, security stationary stock.• To ensure proper documentation and information regarding Opening & Closure of Accounts, Locker, ATM Cards and other deposits and related facilities in line with SOP.• To monitor on regular basis Cash & balancing, suspicious transactions in line with KYC/AML through undertaking CDD-Customer due diligence.• To monitor branch Compliance. Show less

• 

  MCB Bank Limited

  Dec 2013 - now

  • Managing and monitoring of overall branch operations of (03 Billion deposit ) by checking of GL/Branch Affair & vouchers according with the laid down banking policies, procedure and SBP regulations.• Reporting to the Regional Operations Manager and leading a team of 15+• To approve, authorize the daily transactions as per approved limit. Supervise all ATM matter and formalities regarding account opening, closing and amendment matters (Unclaim, Decease, Dormant/Inactive) to implement KYC-CDD-ALM policies.• To preparation, analysis, maintenance and submission of all MIS reports to various department (Internal/External) in a timely and accurate manner as and when required.• To provide information, respond to queries and ensure compliance with the stipulated time to Internal/External/SBP Audit.• To manage Budgeting & Cost control, MO Reconciliation, Staff matter, branch security, bank service standards, notice board, branch premises appearance (Cleanness)• To act as joint custodian of Branch Vault keys, branch keys of Guard less branch, Lockers keys. • To ensure superior customer services and resolving queries and complaints. Show less

  • Branch Manager

    Feb 2018 - now

  • Branch Operations Manager

    Dec 2013 - Feb 2018