Experience

• 

  Renault trucks

  Sept 2011 - Mar 2012

  Sales department internship

  Follow up of used vehicle processes, customer information maintenance and diverse tasks in the Commercial Direction Department. On charge of updating databases, get in touch with suppliers and examining applications for Trade-In contracts.

• 

  Crea inversión

  Sept 2013 - Jun 2014

  Junior financial analyst

  Creation and application of valuation models for SMEs, research of new opportunities for capital generation and funding, providing support to CREA Inversión partners at all stages of the M&A process. Intensive formation in Corporate Finance areas

• 

  Moody's investors service

  Jun 2014 - Sept 2017

  Associate analyst

  • Credit rating analysis of Spanish and Portuguese banks, considering financial statements and regulatory information. Portfolio of 20 banks, including major banks of each country.• Application of Moody's methodology to determine probabilty of default and expected loss; involvement in the entire rating process.• Interaction with issuers and investors.•Draft research on banking regulation (CRR, BRRD) and credit events.

• 

  Bbva

  Oct 2017 - now

  -Advising financial institutions across regions on funding optimisation including regulatory and rating considerations-Participation in multiple bank and insurance capital transactions and corporate hybridsExpertise:-Rating Agencies methodologies (S&P, Moody's, Fitch) -DCM capital structuring-Bank Funding (MREL & Capital) and Regulation (CRR, CRD, BRRD legislation)-Corporate Hybrids Strategist

  • Senior Vice President

    Jul 2023 - now

  • Vice President

    Jul 2022 - Jun 2023

  • Lead Associate

    Jul 2019 - Jul 2022

  • Associate

    Jul 2018 - Sept 2019

  • Senior Analyst

    Oct 2017 - Jul 2018