Experience

• 

  First abu dhabi bank (fab)

  Jan 2018 - May 2021

  -Assist RM to Manage a corporate portfolio with an authorized facility limits reaching 1 - 5 billion EGP in different industries.-Preparing Spreadsheets &financial analysis to assess borrower's financial History.-Conducting regular on site calls to assess borrower's execution of Business Plans.-liaise with other teams to offer an extra mile service for existing clients.-Monitoring of existing credit facilities and compliance with approved terms, conditions and covenants.- Managing financial orders to control credit exposure, make payments on time and reduce the risk of customer disputes.- Responsible for contacting and visiting commercial borrowers in order to obtain necessary information.- Support in conducting due diligence, underwriting, structuring, and negotiation and documentation of credit exposure.- Research trends and the analysis of the financial performance of individual corporate customers.- Monitor and help maintain a portfolio of credit and operational exposure in conformity with team objectives and credit policies.- Working with Relationship Managers and clients directly to understand credit needs and represents the bank in developing and maintaining client relationships.- Maintenance of a portfolio that adheres to all applicable credit policies and compliance requirements.- Presenting waivers, extensions and other portfolio maintenance requirements.- Assist in training, mentoring and coaching trainees and juniors.- Taking part in interaction with Risk and Aduit partners to ensure policies and procedures are adhered to. Show less - Ensure transaction compliance with the approved facility purpose, terms and conditions prior approval.- Ensure that the beneficiary of cheques /invoices is matching with the approved supplier list prior approval. - Validate Export LCs as collateral prior approval. (if required).- Ensure that all outstanding under facilities are within approved limits and report irregularities.- Settlement of Accepted Bills under import IDCs.- Settlement of due Time Loans under import transactions (OD-PN).- Validate/accept post-dated checks collateral. Show less - Ensure transaction compliance with the approved facility purpose, terms and conditions prior approval.- Ensure that the beneficiary of cheques /invoices is matching with the approved supplier list prior approval. - Validate Export LCs as collateral prior approval. (if required).- Ensure that all outstanding under facilities are within approved limits and report irregularities.- Settlement of Accepted Bills under import IDCs.- Settlement of due Time Loans under import transactions (OD-PN).- Validate/accept post-dated checks collateral. Show less

  • Credit Analyst - Large corporate & investment banking

    Jul 2019 - May 2021

  • Senior officer - corporate credit operations

    Aug 2018 - Jul 2019

  • Officer - Corporate credit operations

    Jan 2018 - Aug 2018
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  Abu dhabi commercial bank - egypt

  Jun 2021 - Dec 2022

  • Assistant Relationship Manager - wholesale Banking Group

    Jul 2022 - Dec 2022

  • Senior Relationship Officer - wholesale Banking Group

    Jun 2021 - Jun 2022
• 

  First abu dhabi bank misr (fabmisr)

  Jan 2023 - now

  Large corporate relationship manager