Experience

• 

  Bayon credit plc.

  Oct 2011 - Jan 2013

  Credit officer
• 

  Amret mfi

  Feb 2013 - Jan 2017

  * Identity and assess potential customers through collecting documents, analyzing and developing appropriate information necessary for loan assessment.* Recommend and provide report of loan request and loan status.* Promoted Company’s products and services to existing and new customers.* Prepare loan report as required by supervisor and BM.* Perform other duties as assigned. * Identity and assess potential customers through collecting documents, analyzing and developing appropriate information necessary for loan assessment.* Recommend and provide report of loan request and loan status.* Promoted Company’s products and services to existing and new customers.* Prepare loan report as required by supervisor and BM.* Perform other duties as assigned.

  • Specialized Credit Officer

    Mar 2015 - Jan 2017

  • Credit Officer

    Feb 2013 - Mar 2015
• 

  Canadia bank

  Jan 2017 - Feb 2019

  Business quality control officer

  * Check all credit (Loan Files) after branch disbursed.* Perform site visit customer business and collateral to ensure existing of the physical business,and responsible income.* Review on loan Delinquency and NPL.* Conduct monthly cash count and collateral in vault every six months.* Conduct CDD and EDD as required from Legal Department.* Ensure that all findings are reported appropriately and completely.* Submit report to manager head as agreed timeframe.

• 

  Aba bank

  Feb 2019 - Jul 2020

  Senior officer, credit quality control

  * Prepare schedule of branch visit for comprehensive review of credit cases disbursed by branches according to the approved schedule.* Regularly conduct field visit of branches for comprehensive review of disbursed credit cases processed by braches. The review shall concentrate on compliance of policies, review of business, financial and collateral condition of each borrower under review.* Regularly conduct branch visit for physical counting the original collateral certificates and original legal documents in braches’ fireproof vault.* To take part in investigation of any credit cases in coordination with relevant departments.* Detect fraud of any other non-compliance issues and disseminate the findings to seniormanagement.* Prepare finding and worksheet of review of branch credit cases and require justification offindings from branch.* Compile such reports and submit to senior management on regular basis for review. Show less

• 

  Woori bank cambodia

  Jul 2020 - Aug 2022

  * Develop policy related to loan review.* Develop KPIs and define related tasks.* Plan for staff capacity building and recruitment.* Provide technical support & feedback to loan review officer.* Instruct loan review officer on how to check violation to level of authority.* Ensure that loan review officer Assesses individual loan whether violate to level of authority.* Ensure that the Officers, in charge for Loan Review have review all loan document and verify businessinformation, client’s collateral and detail in supporting document.* To ensure the accuracy of client’s information and clients’ identification document comply with the bankPolicy and regulation.* Monitor staff in conducting regular review through system.* Come up with recommendation to Loan Review Officer to enhance internal control of their roles.* Provides guidance and input on highly complex, high value review.* Prepare responsive support to follow Up with Loan Review Officer and Assistant Manager about the status ofLoan Review finding implementation and recommendation be implemented.* Provide responsive leadership on mentoring/coaching to build the staff capacity through meeting or training* Supply practical feedback to staff to improve skill to be able to perform in an excellent manner.* Meet Concern staff for Mentoring (Collect what is excellent work and what to be improve).* Review and provide feedback to report of Loan Review Officer and ensure the recommendation is workable* Coordinate to arrange Loan Review Officer team meeting as regular meeting and ensure minute is preparedwithin deadline.* Monitor on loan review report to ensure that it is timely verify through system and escalated to relevantdepartments.* Assist Head of Loan Review to identify the improvement points of lending process practice such as loanassessment & approval, loan release, client orientation, and loan collection and send feedback to Business Development (BD) team. Show less * Pre-audit procedure and documents are timely performed, completed with quality* Perform and coordinate the audit assignments of branches and head office.* Perform other special investigation/examination of specific account/arrears and spot-check/cross-check, as assigned.* Ensure all working paper are completed and in order-initials, cross-references, date work descriptions, clearance, etc.* Timely bring to the internal audit manager’s attention any suspected areas and/or serious misconduct and conflict of interest issue of all level of staff within Bank and any misuse of Bank’s assets.* Initial draft report for 24 hours response is sent to management.* Draft audit/investigation report are timely submitted to internal audit manager with quality and update audit plan.* Ensure that all issues are agreed prior to submitting report to audit manager.* Ensure quality of report, working papers before submitting draft report to senior Manager/Head.* Timely clear review notes.* Review report, audit working papers, audit steps and procedures performed by the senior internal audit officer/ internal audit officers/trainees or assistant.* Ensure the adequacy and completeness of the audit samples, completeness of working papers, validity of audit findings and recommendations.* Assist in the development of audit program and working papers when there are changes to products, processes, regulations or systems. Show less

  • Manager, Loan Review Department

    Aug 2021 - Aug 2022

  • Assistant Manager, Internal Audit

    Jul 2020 - Aug 2021
• 

  Sme bank of cambodia plc.

  Aug 2022 - now

  Manager, credit management

  * To be supportive on technology, strategic, policies and procedure on loan management with high quality and effective to all branches and relevant department.* Assistant of Head of Credit Management to manage and lead on credit analysis.* Daily checks and finds the missing point in order to solve on time.* Provide training to relevant staff and management.* Clearly understanding of updating on policies; procedure, forms and create new initiative idea for senior managements in order to make improvement.* Checking on the loan request in order to analyze and evaluate the solvency and offer the recommendation to Credit Committee (CC) for making final decision.* Well corporate and participating with branches or relevant departments for controlling; evaluating and analysis on loan requested.* Assistant of Head of Credit Management Department to make planning, organizing, leading, monitoring on role and responsibilities to get high effectiveness.* Analyze credit assessment of cases above branch limit and recommendation for approval.* Collect and analyze rejected cases from branches in order to find corrective action.* Provide input in analyzing the market review feature of the products and services to target market/segment. Show less