Michael Coles

Experience

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  Florida Agency for Workforce Innovation

  Jan 2005 - Apr 2006

  Employment Security Representative

  Received and processed unemployment claims; interviewed unemployment compensation applicants and answered applicant inquiries regarding unemployment benefits.

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  Florida Department of Economic Opportunity

  Oct 2007 - May 2015

  Administrative Law Judge/Hearing Officer

  Trained and supervised Appeals Referees/Administrative Law Judges in conducting hearings, and researching case law and statutes; adjudicated unemployment tax or benefit eligibility issues filed by unemployed claimants or employers; conducted hearings to determine facts bearing on claim in accordance with federal and state law. Rendered decisions affirming, modifying, or denying previous ruling based on sworn testimony, claim records and applicable law; wrote and published decisions.

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  Rush Lending Inc

  May 2016 - Mar 2017

  Mortgage Loan Originator

  Our company mission is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

• 

  Pacific Union Financial, LLC

  Mar 2017 - Sept 2017

  Mortgage Loan Officer

  Originating loans for a Mortgage Lender. Helping clients find the right solutions for their mortgage needs

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  TD

  Sept 2017 - now

  CRA Loan Officer

  Market mortgage loans to potential customers. Obtain and analyze a customer’s pertinent financial and credit data. Analyze current rates and programs to identify the most competitive mortgage for a particular customer. Manage pipeline to ensure service standards and closing of mortgage transactions. Work with FHA, VA, Reverse, and Conventional mortgage products.Mortgage Loan Officer responsible for portfolio profit growth through: leading the idea generation, presentation, and marketing of residential mortgage solutions to a defined target market. Show less