
Michalis Karikas

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About me
Personal Banking Relationship Manager at Alpha Bank
Education

Alexander Technological Educational Institute of Thessaloniki
2000 - 2009Bachelor's degree Rural Development and Agricultural Business Management
University of Macedonia
2013 - 2014MSc in Strategic Managerial Accounting and Financial Management Accounting and Finance
Experience

Eurobank EFG
Apr 2008 - Jun 2012▪ Achieve revenue target , sales production, business scorecard and service scores ▪ Develop the clients of small business▪ Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information▪ Explain to customers the different types of loans and credit options that are available, as well as the terms of those services▪ Collection ▪ Approve loans within specified limits▪ Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans▪ Recording & processing financial data▪ Restructuring loans▪ Review and update credit and loan files. ▪ Promoting and selling financial products▪ Contacting clients and setting up meetings, either within an office environment or in business premises▪ Reviewing and responding to clients changing needs and financial circumstances▪ conducting in-depth reviews of clients' financial circumstances, current provision and future aims▪ Sales
Small Business Banking Officer
May 2010 - Jun 2012Assistant Credit Officer
Aug 2009 - Apr 2010Financial Advisor
Apr 2008 - Jul 2009

Alpha Bank
Jun 2012 - now▪ Conduct outbound sales activities▪ Customer services▪ Execute intergrated sales banking and bancassurance products▪ Manages and controls Collections process ▪ Control and execution of banking operations▪ POS ▪ Cross-selling the Bank's products and services
Personal Banking Relationship Manager
Jun 2020 - nowPersonal Banking Officer
Jan 2018 - nowCustomer Service Representative
Jun 2012 - now
Licenses & Certifications
- View certificate

Bloomberg Market Concepts
BloombergOct 2025 
Alternative investments
BlackRockOct 2025- View certificate

Bloomberg Finance Fundamentals
BloombergAug 2025 
Certification-B1: Investment Consulting on transferable securities
Bank of GreeceNov 2016
Certification-A2 : Reception and Transmission of Orders in Derivatives
Bank of GreeceMar 2015- View certificate

Certification-A1 Reception and Transmission of Orders in transferable in Securities
Bank of GreeceNov 2014 
Certification - B : Investment Advice in Securities, units in collective investment undertakings
Bank of GreeceMay 2016
Certification - C: Investment Portfolio Management
Bank of GreeceNov 2017- View certificate

Certified Internal Controls Auditor
Institute for Internal ControlsJun 2016
Honors & Awards
- Awarded to Michalis KarikasMember of the Greek Mission Water Polo World Universiade 2001 (Beijing) - Aug 2001
Languages
- enEnglish
- grGreek
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