
Timeline
About me
Credit Analyst, Vice President at AgWest Farm Credit
Education

California polytechnic state university-san luis obispo
-Agricultural business finance and appraisal, magna cum laude
Experience

American agcredit
Jun 1997 - Aug 1997Credit intern
American agcredit
Jul 1998 - Apr 2017Reviewed and approved loans for various agricultural commodities within delegated lending authority of $5,000,000. Managed and mentored underwriting staff of six employees. Reviewed employee's work, provided feedback, led staff meetings, gave performance reviews, assisted with ongoing training and professional development. Communicated with all members of the credit staff to ensure company policies were followed, excellent customer service was provided, and workload was prioritized. Assisted with interviewing and hiring new employees and summer interns. Helped train company employees on new software program and was lead trainer for company intern program from 2005-2008. Show less
VP - Regional Underwriting Manager, Northern CA
Apr 2014 - Apr 2017Vice President
Jan 2013 - Mar 2014Assistant Vice President
Jan 2007 - Dec 2012Senior Loan Officer
Jan 2003 - Dec 2006Loan Officer
Jan 2001 - Dec 2002Credit Analyst
Jul 1998 - Dec 2000

Pacific premier bank
Jun 2017 - Oct 2017Vice president/senior portfolio manager, team leaderSenior Portfolio Manager and Team Leader in Bank's Agriculture Lending Department. Reviewed loans and provided feedback. Direct supervisor of one employee, whom I helped interview and hire, and worked closely with Credit Manager to direct two others. Helped prioritize workload and manage day to day operations of department. Provided guidance to all members of the agricultural credit staff. Assisted in incorporating agricultural lending in to bank policy.

City of pismo beach
Jun 2018 - Aug 2019Accounting clerkResponsible for all aspects of Utility Billing (water and sewer) for the City's 4,700+ customers. Duties include generating timely and accurate bills, processing cash and electronic payments, managing delinquencies, preparing ongoing reports, researching and resolving disputes, and providing excellent customer service in person, through email, and over the phone.

Agwest farm credit
Aug 2019 - nowCredit analyst, vice presidentAnalyze and spread large/complex financial packages, including preparing pro forma balance sheets, income/cash-flow projections, trend analysis, risk rating, and collateral analysis. Prepare credit write-ups, including terms, structure, and conditions with appropriate recommendations. Enter information into loan origination systems. Participate in borrower/prospect meetings and site inspections. Assist with training/mentoring other members of the analyst team.
Licenses & Certifications

Private pilot - airplane single engine land
Federal aviation administrationMay 2014
Volunteer Experience
Manager/Coach
Issued by Little League Baseball
Associated with Michael ToewsManagement Team
Issued by SLO City Church on Feb 2022
Associated with Michael ToewsBoard Member
Issued by 805 Youth Lacrosse Association on Aug 2018
Associated with Michael Toews
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