Experience

• 

  American agcredit

  Jun 1997 - Aug 1997

  Credit intern
• 

  American agcredit

  Jul 1998 - Apr 2017

  Reviewed and approved loans for various agricultural commodities within delegated lending authority of $5,000,000. Managed and mentored underwriting staff of six employees. Reviewed employee's work, provided feedback, led staff meetings, gave performance reviews, assisted with ongoing training and professional development. Communicated with all members of the credit staff to ensure company policies were followed, excellent customer service was provided, and workload was prioritized. Assisted with interviewing and hiring new employees and summer interns. Helped train company employees on new software program and was lead trainer for company intern program from 2005-2008. Show less

  • VP - Regional Underwriting Manager, Northern CA

    Apr 2014 - Apr 2017

  • Vice President

    Jan 2013 - Mar 2014

  • Assistant Vice President

    Jan 2007 - Dec 2012

  • Senior Loan Officer

    Jan 2003 - Dec 2006

  • Loan Officer

    Jan 2001 - Dec 2002

  • Credit Analyst

    Jul 1998 - Dec 2000
• 

  Pacific premier bank

  Jun 2017 - Oct 2017

  Vice president/senior portfolio manager, team leader

  Senior Portfolio Manager and Team Leader in Bank's Agriculture Lending Department. Reviewed loans and provided feedback. Direct supervisor of one employee, whom I helped interview and hire, and worked closely with Credit Manager to direct two others. Helped prioritize workload and manage day to day operations of department. Provided guidance to all members of the agricultural credit staff. Assisted in incorporating agricultural lending in to bank policy.

• 

  City of pismo beach

  Jun 2018 - Aug 2019

  Accounting clerk

  Responsible for all aspects of Utility Billing (water and sewer) for the City's 4,700+ customers. Duties include generating timely and accurate bills, processing cash and electronic payments, managing delinquencies, preparing ongoing reports, researching and resolving disputes, and providing excellent customer service in person, through email, and over the phone.

• 

  Agwest farm credit

  Aug 2019 - now

  Credit analyst, vice president

  Analyze and spread large/complex financial packages, including preparing pro forma balance sheets, income/cash-flow projections, trend analysis, risk rating, and collateral analysis. Prepare credit write-ups, including terms, structure, and conditions with appropriate recommendations. Enter information into loan origination systems. Participate in borrower/prospect meetings and site inspections. Assist with training/mentoring other members of the analyst team.