Experience

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  神算子(厦门)信息科技有限公司

  Jun 2014 - Jul 2024

  Company owner

  • Designed an application achieved about 1,000,000 RMB total revenue in four years• Set up entrepreneurial team of 20 involving technic development, finance and human resource• Analyzed investment feasibility, designed financing strategy and created budgets• Analyzed monthly financial data to evaluate corporate financial situation to adjust operation directions, and to predict and manage potential financial, legal and economical risks

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  China citic bank

  Jun 2015 - Jul 2015

  Loan specialist intern

  • Reviewed over 50 loan applications and submitted personal opinions based on approval guidances• Facilitated 10+ loan approvals under senior manager's supervision

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  Oyt stone co., ltd

  May 2016 - Aug 2016

  Financial analyst internship

  • Involved in a long-term partnership• Reviewed 6 years’ financial reports, monitored account changes, conducted financial forecasts• Investigated profitability improvement approaches, analyzed market dynamics for opportunities

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  Acceleration capital group

  Jan 2018 - Feb 2018

  Analyst intern

  • Analyzed due diligence questionnaires, quarterly letters, financial statements and strategies to conduct hedge fund due diligence from the perspective of an institutional investor• Created (cap table) financial model, conducted private company security analysis, reviewed legal covenants and clauses to inform the logic, and inputs behind a financial model• Conducted total addressable market (TAM) analysis & deeper “sector” analysis using Forrester• Reviewed 19 live hedge fund manager “best idea” stock pitches and performed a case study Show less

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  Eat me chutneys

  Jun 2018 - Oct 2018

  Analyst

  Researched, analyzed and composed a Sustainability Strategy Report that identifies the meanings and goals of sustainability also confirmed institutions they need to connect with.

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  Bank of china

  May 2020 - now

  Business customer manager

  Partnership: CSCEC and its affiliated companies, Institute of Computing Technology, Beijing Ling Four Seasons Hotel, LEGO Group, Caixin Global, China State Construction Engineering Corporation Limited, Busbar, etc..- Strategy development: According to the needs of business development and regional market characteristics, formulate financial product sales strategies and business development plans. Complete the assigned tasks and targets according to the work plan.- Inclusive Finance:Help startups (incubating over 80) and MSMEs grow. Understand the characteristics and needs of startups andhave the appropriate resources and services to meet customer needs.- Product Consulting: Provide professional consulting to customers with an in-depth understanding of financial products and solutions. Recommend the most suitable products and solutions based on customer needs and industry trends.- Market research: Conduct regular market research to understand market information within the industry. Support preliminary workand provide customers with proposed solutions.- Credit Report: Write business credit Investigation reports, which serve as an important basis for providing loans or credit lines to customers. Analyze the customer's financial status, credit history, and repayment ability, and provide professional credit recommendations. - Contract Management: Handle the signing, modification and renewal of contracts and ensure that the relationship between clientsmeets legal and compliance requirements.。- Customer maintenance: Actively develop market customers, establish and maintain close relationships with relevant organisations,new and old customers, and do a better job of reserving sources of customers. Show less