Anjaly M Cyriac

Experience

• 

  E-Smart Technologies, Inc.

  Jun 2008 - May 2009

  Junior Engineer

  Worked as Junior Engineer in Embedded C

• 

  Federal Bank

  May 2010 - Jun 2010

  Intern

  Conducted the study on implications of financial and economic data on forex market and developed an econometric model to forecast the directional movement of exchange rate.

• 

  Canara Bank

  Nov 2011 - Jan 2023

  Branch Manager of Very Large Branch with customer base of 9000-10000- Responsible for the business development of 20-25 Mn AUD during a period of one year by heading a team of 13-15 people.- Managed the business of 90-100 Mn AUD.- Ensured extension of excellent customer service, customer relationships, customer retention and acquisition of new customers for business development.- Research local market conditions and identify current and prospective sales and expansion opportunities and develop forecasts, financial objectives and business plans to meet business goals and metrics. - Ensuring smooth functioning of branch by oversee operational functions and find out the solutions to those operational issues- Ensure providing great customer care at the operation level, build new customer relationships , retain existing customers, resolve customer issues and ensure customers’ financial needs are met on time bound manner- Growing revenue through increased lending activity and ensure proper monitoring to maintain the quality of the asset.- Monitor the expenses of the branch and ensure profitable results in administering the branch office and develop and communicate business strategies to the branch staff.- Train, mentor and guide branch banking staff to function effectively Show less - As a credit/Risk Analyst I handled Corporate Credit portfolio of 350- 450 Mn AUD which included corporates from different Industries like Pharma, Textile, Hospitals and Educational Institutions and Government organizations, and various Government projects.- Evaluating Industry and Market Risk and financial health of the potential and existing clients in order to arrive at a credit decision - Knowledge in Risk analysis tools such as Ratio Analysis, Industry Analysis, Sensitivity Analysis , feasibility and viability study.- Analysing client records and using the data to recommend payment plans. Show less Headed a branch with customer base of 3000-4000 - Developing and strategising business plans and attaining business goals.- Responsible for business development of 15-20% of annual growth in the business.- Delivering great customer care, building new customer relationships , retain existing customers, resolving customer issues and ensure customers’ financial needs are met on time bound manner- Growing revenue through increased lending activity and ensure proper monitoring to maintain the quality of asset.- Managing the business of 30 Mn AUD by heading a team of 8-10 people . - Managing the day-to-day activities in a branch- Train, mentor and guide branch banking staff to function effectively. Show less - As a credit/Risk Analyst I was handling Corporate Credit portfolio of 350- 450 Mn AUD which includes corporates from different Industries like Pharma, Textile, Hospitals and educational Institutions and Government organisations and various Government projects.- Evaluating Industry and Market Risk and financial health of the potential and existing clients in order to arrive at the credit decision - Knowledge in Risk analysis tools such as Ratio Analysis, Industry Analysis, Sensitivity Analysis , feasibility and viability study.- Analysing client records and using the data to recommend payment plans. Show less

  • Chief Manager

    Apr 2022 - Jan 2023

  • Senior Manager - Credit

    Apr 2019 - Mar 2022

  • Manager

    Apr 2016 - Mar 2019

  • Finance Officer / Credit Analyst

    Nov 2011 - Mar 2016
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  Xtrios Innovations Inc.

  Feb 2023 - now

  SecOps Engineer