Robert Kline, CAMS

Experience

• 

  JPMorgan Chase & Co.

  Jan 2008 - Oct 2012

  Loss Mitigation Supervisor, Assistant Vice President

  Managed a team of underwriters monitoring daily production and quality metrics.• Analyzed key tools used to assist with rendering decisions for customer modifications to reduce potential risk exposure.• Investigations into customers current financial situation to render the best possible outcome for the bank and clients.• Followed government guidelines ensuring files were worked timely to ensure no Regulations E, B nor Fair Credit Reporting violations were incurred.• Completed data analysis on 100% of Washington Mutual’s negative amortization loans to support the risk assessment and reduced loss by over $500 million. Show less

• 

  Digital Risk

  Nov 2012 - Feb 2016

  Compliance Analyst

  Completed in-depth analysis of closed files for major clients, ensuring Master Agreements matched, reported any deficiencies and if loan was to be re-purchased or was a valid origination.• Delivered written reports and Excel spreadsheets with specifics as to next steps which resulted in recovering possible loss for the consumer and an increase in sales traffic for the firm.• Utilized firm’s proprietary reports to bundle results, so they could be provided to the Government-sponsored enterprise resulting in financial gains and reporting any criminal activity.• Demonstrated in-depth internet research skills, analytical and problem-solving skills with emphasis on accuracy and attention to detail.• Recovered over $1 billion in repurchased loans due to fraudulent activity and deficiencies.• Worked with an investigative mindset, autonomously and in a dynamic environment with changing priorities.• Utilized third party investigation software such as LexisNexis to assist with uncovering valuable information. Show less

• 

  PNC

  Feb 2016 - Sept 2023

  AML Specialist/Operations Manager, Assistant Vice President

  Managed quality assurance, internal investigations and referrals, terrorist financing, fraud and other financial crimes, performance management and coaching/training for team of Analysts.• Collaborated cross-functionally with Business Risk, Compliance, Operations, and Technology to proactively identify and address AML/KYC deficiencies, enhancing risk management within the organization.• Drafted (SAR) suspicious activity reports as appropriate.• Managed multiple cases and projects in a fast-paced environment within SLA.• Worked on confidential and sensitive matters with professionalism and discretion.• Kept abreast of new rules, regulations, and reputational risks as well as awareness of internal AML typologies.• Maintained a current understanding and knowledge of Anti-Money Laundering, BSA, KYC, Due Diligence and financing issues, policies and procedures identifying excessive risk.• Worked with federal, state, and local agencies as necessary to ensure legal and regulatory compliance. Show less

• 

  Bank of America

  May 2024 - now

  AVP Senior GFC Investigator - Proficiency Coach

  My responsibilities:Responsible for executing consulting projects in the areas of financial crime, governance, risk & compliance with focus on Know Your Client (KYC) and Anti-Money Laundering Compliance (AML).• Providing operational support with high quality to existing Financial crime teams in the financial sector• Anticipate and identify engagement related risks and escalate issues as appropriate.• Actively establish client (process owner/functional heads) and internal relationships.• Assist Managers in developing new methodologies and internal initiatives.• Suggest ideas on improving engagement productivity and identify opportunities for improving client service.• Ensure compliance with engagement plans and internal quality & risk management procedures.• Providing AML Compliance trainings.• Contribute to knowledge management sessions within the practice. Show less