Ingus Jakstins

Experience

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  Vereinsbank Riga

  Aug 2001 - Jun 2005

  Credit Analyst

  Conducting financial analysis and credit assessment of corporate customers. Supporting relationship managers in deal structuring, commercial lending and other daily duties. Preparing and presenting credit memorandums for approval in bank’s credit committee. Participating in process of issuance of corporate loans, evaluation of bank’s loan portfolio, loan administration and annual review.

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  Sampo Banka

  Jul 2005 - May 2006

  Credit Risk Officer

  Implementing internal risk management procedures. Ensuring compliance with internal procedures of the bank. Implementing risk rating of private and corporate customers. Supervising lending to corporate customers, conducting financial analysis of corporate customers. Participating in working groups developing new products for customers. Reporting to Credit Committee and Rating Committee of the bank.

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  Trasta Komercbanka, Cyprus Branch

  May 2006 - Aug 2007

  Deputy Manager

  Establishing and managing operations of the branch. Developing and implementing internal procedures, including financial recording/reporting system. Reporting to head office, Central Bank of Latvia and Central Bank of Cyprus. Ensuring compliance with regulations and legislation of Latvia and Cyprus. Assisting General Manager of the Branch with ad-hoc duties.

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  ANZ

  Apr 2011 - Oct 2011

  Commercial Analyst

  Collation, analysis and extraction of customer related financial information. Interpretation of financial data, testing and monitoring of financial covenants. Maintenance of relevant databases and documentary records.

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  ANZ

  Mar 2012 - Jul 2018

  Relationship Associate

  Conducting in depth financial analysis of financial statements for multiple corporate and commercial customers. Financial modelling, analysis and structuring of bank lending transactions. Identifying credit risks and mitigants, preparation of bank credit submissions. Proactively building relationships with clients to leverage business opportunities.

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  Intrum Baltics

  Oct 2018 - Jul 2019

  Business Controller

  Preparation of monthly management and group reporting. Budgeting and forecasting. Conducting in depth financial analysis of company’s performance. Cost controlling. Partnering with other stakeholders to contribute to business development.

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  Self employed

  Aug 2019 - Jun 2020

  Freelance Business Consultant/ Financial Analyst

  Preparation of business plans, financial modelling, grant applications for EU structural funds, market research, structuring of bank finance, assistance with setting up new businesses, business mentoring.

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  Swedbank

  Jul 2020 - Dec 2021

  Support to several bank`s units in financial matters (Group Compliance, Group Credit, Baltic Accounting). Communication and reporting to unit management. Cost control and optimization. Project (activity) financial follow-up. Monthly reporting (including preparation of comments and discrepancy analysis against forecast). Short-term and mid-term financial planning. Monitoring and analysis of unit’s KPIs. Baltic banking management results delivery, cost and income intra-group allocations,cooperation with Baltic banking and country units in reporting and analysis,preparation of various financial reports and analysis to several functions within Swedbank Group on regular and ad-hoc basis

  • Financial Controller

    Apr 2021 - Dec 2021

  • Financial Analyst

    Jul 2020 - Apr 2021
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  UDC Finance Limited

  May 2022 - now

  Lending Manager

  Responsible for completing all credit analytics - funding applications and credit reviews - for UDC's larger customers of $3m limits and above, covering both commercial and motor vehicle dealer funding.