Experience

• 

  Extensodata

  Jul 2018 - now

  ■ Research on Data Science along with Business Problems.■ Technical Feasibility Study.■ Collaboration with the Business Team to translate Business Problems into Technical Details.■ Product Architecture Design.■ Devise and develop Propriety Algorithms.■ Manage, groom, and support Data Scientists.■ Standardization of Data Science Processes and Methodologies.■ Advanced Data Analytics and Story Telling.■ EDA, Hypothesis Testing, and Feature Engineering.■ Modeling and MLOps.■ Big Data Processing.■ Involve and contribute to the Executive Team for strategic planning.■ Credit Risk Specialist Show less

  • Data Science Manager

    Jul 2023 - now

  • Lead Data Scientist

    Jan 2022 - Aug 2023

  • Senior Data Scientist

    Jul 2021 - Dec 2021

  • Data Scientist

    Jul 2019 - Jun 2021

  • Associate Data Scientist

    Jul 2018 - Jun 2019
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  Foneloan

  Apr 2020 - now

  𝗔𝗿𝗰𝗵𝗶𝘁𝗲𝗰𝘁𝘂𝗿𝗲 𝗗𝗲𝘀𝗶𝗴𝗻𝗲𝗿 𝗮𝗻𝗱 𝗗𝗲𝘃𝗲𝗹𝗼𝗽𝗲𝗿

  𝐅𝐨𝐧𝐞𝐥𝐨𝐚𝐧 is a revolutionary 𝐀𝐈-𝐏𝐨𝐰𝐞𝐫𝐞𝐝 𝐫𝐢𝐬𝐤 𝐮𝐧𝐝𝐞𝐫𝐰𝐫𝐢𝐭𝐢𝐧𝐠 product that provides 𝐂𝐫𝐞𝐝𝐢𝐭 𝐒𝐜𝐨𝐫𝐞 first time in Nepal. Foneloan is providing its service to various 𝐝𝐢𝐠𝐢𝐭𝐚𝐥 𝐥𝐞𝐧𝐝𝐢𝐧𝐠 𝐬𝐞𝐫𝐯𝐢𝐜𝐞𝐬. It's a non-collateralized virtual credit card service that provides a paperless and hassle-free short-term loan of up to 2 lakhs within a few seconds without any paperwork. Foneloan has leveraged Lending Services to the next level within a few years of its service by completely bypassing tedious and risky manual loan processes and establishing an automated AI-based Foneloan product.It's an honor and privilege to be the 𝗔𝗿𝗰𝗵𝗶𝘁𝗲𝗰𝘁𝘂𝗿𝗲 𝗗𝗲𝘀𝗶𝗴𝗻𝗲𝗿 𝗮𝗻𝗱 𝗗𝗲𝘃𝗲𝗹𝗼𝗽𝗲𝗿 of 𝐅𝐨𝐧𝐞𝐥𝐨𝐚𝐧 𝐄𝐧𝐠𝐢𝐧𝐞 i.e. 𝐃𝐞𝐜𝐢𝐬𝐢𝐨𝐧 𝐀𝐧𝐚𝐥𝐲𝐭𝐢𝐜𝐬. The Decision Analytics engine measures the creditworthiness by calculating the credit score along with the appropriate credit limit for the Foneloan by analyzing 𝐡𝐢𝐬𝐭𝐨𝐫𝐢𝐜𝐚𝐥 𝐛𝐞𝐡𝐚𝐯𝐢𝐨𝐫𝐬 of the customers using 𝐬𝐨𝐩𝐡𝐢𝐬𝐭𝐢𝐜𝐚𝐭𝐞𝐝 𝐚𝐥𝐠𝐨𝐫𝐢𝐭𝐡𝐦𝐬 (𝐀𝐈). The credit score meeting cut-off score is selected as eligible customers for the Foneloan and service will be available in the corresponding Mobile Bank App. It provides both Non-EMI and EMI-based loans along with the BNPL facility. It is highly influenced by the FICO score, however, it has its own architecture, algorithms, and decision criteria designed after a couple of years of analysis of the behaviors of the customers.Currently, Fonloan is providing its service in multiple banks in Nepal such as 𝐍𝐚𝐛𝐢𝐥, 𝐊𝐮𝐦𝐚𝐫𝐢, 𝐋𝐚𝐱𝐦𝐢, 𝐂𝐢𝐭𝐢𝐳𝐞𝐧, 𝐚𝐧𝐝 𝐌𝐞𝐠𝐚 𝐁𝐚𝐧𝐤. Other banks are in pipeline and the company has a target of reaching 10 banks this fiscal year. For further details, visit this site https://foneloan.com.np/ Show less